Medicare Made Simple

Turning 65 or already on Medicare? We help you understand your options and choose coverage that fits your needs at no additional cost to you.

Who is this for?

You're in the right place if you're:

  • Turning 65 soon

  • New to Medicare

  • Reviewing coverage during Annual Enrollment

  • Unsure if your current plan is still the best fit

  • Helping a parent or loved one with Medicare

We help you understand which parts you actually need without overpaying.

Medicare Supplement (Medigap)

Ideal for those who want predictable costs and broad provider access.

  • Works alongside Original Medicare

  • Predictable costs

  • Broad provider access

  • Separate prescription plan needed

Medicare Advantage

May include extra benefits like dental, vision, and fitness programs.

  • All-in-one plan

  • Often lower monthly premiums

  • Network-based

  • Extra benefits may be included

Enrollment

Medicare has special times allowed for enrollment:

  • Initial Enrollment (around age 65)

  • Annual Enrollment (Oct 15 – Dec 7)

  • Special Enrollment Periods (life changes)

Missing enrollment windows can result in penalties, guidance matters.

WHY WORK WITH AN INDEPENDENT AGENT?

  • Compare multiple carriers

  • Help navigating changes year to year

  • Ongoing support — not a call center

  • Advocacy if issues arise

How it works

  • Schedule a free review

  • We compare plans that fit your needs

  • Enroll with confidence

Meet The Professionals

Charmaine Balfour

BIO COMING SOON

Agent

DiAnne Schenkel

Helping Families Build Lifetime Retirement and Final Expense Planning You Can Count On. As a financial professional I am licensed in multiple states. I am committed to compassionate and professional service to all of my clients.

Let's have a conversation.

Agent

Joanie McIntre

BIO COMING SOON

Agent

Rochelle Hamilton

BIO COMING SOON

Agent

Kelsey Moffitt

BIO COMING SOON

Agent

Elena Salcedo

BIO COMING SOON

Agent

Kari Moser

BIO COMING SOON

Agent

Kenda Whittingham

BIO COMING SOON

Agent

Licensed independent agents who work for you not insurance companies.