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We're licensed to lend in all 50 states, with loan originators always close to home. Search by name or location.
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Licensing
State
License(s)
Alabama
Alabama Consumer Credit License No. 21782.
Alaska
Alaska Mortgage Broker/Lender License No. AK66247; Alaska Mortgage Broker/Lender License – Other Trade Name #1, No. AK66247.
Arizona
Arizona Mortgage Banker License No. 0925883
Arkansas
Arkansas Combination Mortgage Banker-Broker-Servicer License No. 105783
California
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Finance Lenders Law license, License No. 603K498;
Colorado
Cardinal Financial, NMLS No. 66247, (855) 561-4944, Regulated by the Division of Real Estate
Connecticut
Mortgage Lender License No. ML-66247
Delaware
Delaware Licensed Lender License No. 1666
District of Columbia
Mortgage Dual Authority License No. MLB66247; MLB1060801; MLB1062477
Florida
Mortgage Lender Servicer License No. MLD236
Georgia
Mortgage Lender License No. 16020
Hawaii
Hawaii Mortgage Loan Originator Company License No. HI-66247
Hawaii Mortgage Servicer License No. MS162
Idaho
Idaho Mortgage Broker/Lender License No. MBL-8598
Illinois
Illinois Residential Mortgage Licensee No. MB.6760960. For licensing information, go to www.nmlsconsumeraccess.org
STATE OF ILLINOIS
COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
Indiana
Indiana DFI First Lien Mortgage Lending License No. 19692
Iowa
Iowa Mortgage Banker License No. 2013-0127; Iowa Mortgage Banker License - Other Trade Name #2 #2018-0076
Kansas
Kansas Licensed Mortgage Company; License No. MC.0025207
Kentucky
Kentucky Mortgage Company License No. MC98128
Louisiana
Louisiana Residential Mortgage Lending License
Maine
Maine Supervised Lender License No. 66247
Maryland
Mortgage Lender License No. 66247
Massachusetts
Massachusetts Mortgage Lender License MC66247; Massachusetts Mortgage Broker License MC66247
Michigan
1st Mortgage Broker/Lender/Servicer Registrant No. FR0018734; 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0021952
Minnesota
Residential Mortgage Originator License No. MN-MO-66247; Residential Mortgage Originator License Other Trade Name #1 License No. MN-MO-66247.1
Mississippi
Licensed by the Mississippi Department of Banking and Consumer Finance; License No. 66247
Missouri
Missouri Company License No. 15-2210. In-state branch located at 800 E. 101st Terrace, Suite 350, Office #366, Kansas City, MO 64131. Conducting business under Cardinal Financial Company, Limited Partnership as well as Sebonic Financial.
Montana
Montana Mortgage Lender License No. 66247; Montana Mortgage Broker License 66247
Nebraska
Nebraska Mortgage Banker License No. NE66247
Nevada
NV Mortgage Company License No 3968
New Hampshire
Licensed by the New Hampshire banking department – License No. 19035-MB
New Jersey
Residential Mortgage Lender License No. 8701663, Licensed by the New Jersey Department of Banking and Insurance
New Mexico
New Mexico Mortgage Loan Company License NMLS ID # 66247
New York
Licensed Mortgage Banker-NYS Department of Financial Services. License No. LMBC 108150.
North Carolina
Mortgage Lender License No. L-103184
North Dakota
North Dakota Money Broker License No. MB102631
Ohio
Ohio Residential Mortgage Lending Act Certificate of Registration MBMB.850199.000
Oklahoma
Oklahoma Mortgage Lender License No. ML010197; Oklahoma Mortgage Lender License - Other Trade Name #1 No. ML011951
Oregon
Mortgage Lender License No. ML-5201
Pennsylvania
Licensed by the Pennsylvania Department of Banking and Securities, Mortgage Lender License No. 20829; Pennsylvania Mortgage Servicer License License No. 67088
Rhode Island
Rhode Island Lender License No. 20132934LL; Rhode Island Loan Broker License No. 20183636LB
South Carolina
Mortgage Lender / Servicer License No. MLS - 66247; South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 License No. MLS - 66247 OTN #2
South Dakota
South Dakota Mortgage Lender License No. ML.05041
Tennessee
Tennessee Mortgage License No. 117278
Texas
Mortgage Banker Registration
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
Utah
Utah DRE Mortgage Entity License No. 8687522; Utah DRE Mortgage Entity License Other Trade Name #1 No. 8687317; Utah-DRE Mortgage Entity License - Other Trade Name #2 License No.10915869
Vermont
Vermont Lender License No. 6718; Vermont Lender License - Other Trade Name #1, No. 6719
Virginia
Licensed under the Virginia State Corporation Commission. License No. MC-1825, NMLS ID # 66247 (www.nmlsconsumeraccess.org); Mortgage Broker License 1426MB
Washington
Consumer Loan Company License No. CL-66247; CL-1060801; CL-1062477
West Virginia
West Virginia Mortgage Lender License No. ML-21279; West Virginia Mortgage Broker License License No. MB-36514
Wisconsin
Wisconsin Mortgage Banker License No. 66247BA; Wisconsin Mortgage Broker License 66247BR
Wyoming
Mortgage Lender/Broker License No. 2524; Supervised Lender License No. SL-3916
Our process.
"Mortgage lending done right" is more than our tagline. It's our promise: to guard your personal info like it's our own, to mind the details big and small, and to set clear expectations for the loan process. Here's a peek at what it's like to get financed, the Cardinal way.
Connect and apply.
First, get your free quote. Then one of our loan originators will be in touch to say hey, discuss your goals and options, and walk you through the application process.
Lock and close.
Whether you’re purchasing or refinancing, our underwriting team crosses the t’s and dots the i’s to verify your info. We’ll update you on your progress every step of the way.
Make yourself at home.
Once your loan is locked and you’ve signed your closing disclosures, you either get your keys or you get on with your life in the home you love, with the rate you deserve.
Ready to get financed?
Start the process today with a personalized rate quote. There's no cost and no commitment.
Licensed In: NV, CA, TX, FL, GA, NC, VA, TN
Address: 5868 Baker RD, Minnetonka, MN, 55345
Phone: 702-766-7762
Email: Fabion@EdgeHomeFinance.com
RESPA Notice of Error/Request for Information, send a request to Attention: Lorem Ipsum. XXX-XXX-XXXX
For licensing information, go to www.nmlsconsumeraccess.org. Cardinal Financial Company, Limited Partnership (NMLS ID 66247). Copyright © 2023 Cardinal Financial Company, Limited Partnership. All trademarks and trade names are the property of Cardinal Financial.