Long-Term Care Planning
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No One Wants to Plan for LTC
One of the biggest risks to retirement security isn’t market swings...it’s the rising cost of long-term care. Without a plan, even well-prepared retirees can see their savings drained by extended health needs or unexpected caregiving expenses.
Today, the average cost of a private room in a nursing home exceeds $120,000 per year, while in-home care averages $30 to $35 per hour. Nearly 70% of people over 65 will require some form of long-term care during their lifetime.
Without proper planning, these costs can quickly erode savings, derail retirement plans, and burden loved ones. Medicare offers very limited coverage for long-term care, and relying solely on personal savings or family support is risky.
Planning ahead allows you to protect your assets, maintain independence, and secure quality care if and when you need it. Whether through insurance, strategic wealth structuring, or a combination of solutions, proactive long-term care planning gives you control over your future, preserves your lifestyle, and ensures your family isn’t left with unexpected financial stress.
🛡️ Protection, Not Guesswork
Long-term care costs can drain savings fast. We design strategies that protect your assets and independence without relying on expensive, one-size-fits-all insurance.
💡 Clarity in Your Options
From hybrid policies to creative funding strategies, we break down your choices so you know exactly how to prepare—without overpaying or leaving gaps in coverage.
🤝 Tailored to Your
Life
Every family’s needs are unique. Whether it’s protecting a spouse, preserving your estate, or planning for in-home care, your strategy is built around your situation, not a generic formula.
How LTC Planning Helps You
Maximizes Your Income
Keeping your nestegg free from erosion due health care costs, is the most important thing.
Saves Taxes
Putting a tax-advantaged plan in play can add thousands to your bottom line.
Adapts to Life’s Changes
From new laws to shifts in health or finances, your plan adjusts with you, keeping your benefits optimized year after year.
Protects Your Loved Ones
Coordinating spousal and survivor benefits ensures your family is supported and financially secure, no matter what the future brings.
Plan for tomorrow as if it's today
Keep More, Grow More, Live More Workshop:
A private workshop for entrepreneurs who are ready to build real business wealth and finally stop watching their profits evaporate at tax time.
You work your tail off, you bring in the revenue, then April rolls around and the IRS takes a healthy bite because nobody ever sat you down and explained how the wealthy actually file their taxes. Not the fluffy seminar version, the real tax code strategy that keeps high earners from bleeding cash every single year.
You have heard the recycled pep talks before, the same old stories that get a room fired up for twenty minutes, then leave you right back where you started.
This workshop is the exact opposite.
You will learn how true wealth builders use the government’s own rules to keep more of what they earn. You will see how they structure their businesses, how they capture deductions the average owner never touches, and how they get the IRS to help fund investments that grow genuine passive wealth. No theory, no hype, just the playbook that creates the kind of financial freedom most people never experience.
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CA#0H77101
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License # CA#0H77101