What We Do..
Our Expertise
At Practical Points, we help you unlock the world of nearly free travel using the power of credit card points. Whether you’re looking to fly first class, stay in luxury hotels, or simply travel more often, we guide you step-by-step on how to maximize rewards, minimize costs, and turn your travel dreams into reality—without breaking the bank. Let us show you how to explore the world for less!
Maximize Points
Chart Multipliers
Card Selection
Credit Monitoring
Maximize Your Points Potential
Our program helps you make the most of your hard-earned points. By leveraging expert tools and strategies, we’ll help you travel farther, more frequently, and in first-class style.
Charting Your Path To More Points
Our team analyzes your portfolio, then provides you with a personalized chart to show you which card is perfect for each kind of purchase.
Dining
Gas
Flights
Groceries
Hotels
Rentals
Dining
Gas
Flights
Groceries
Hotels
Rentals
Expert Guidance On Card Selection
We provide personalized recommendations to help you choose the best credit cards for your lifestyle
and existing portfolio, ensuring your rewards strategy is perfectly tailored to you.
Boost and Monitor Your Credit Score
Worried that applying for more credit cards will hurt your score? It’s actually the opposite! We’ll help dramatically improve your credit score, monitor it to keep it in top-tier status, and educate you on the finer details of how credit is calculated.
Why Choose Us
We’ve turned real credit-card rewards into real vacations — we don’t just talk theory.
Simple, step-by-step process: Consult → Plan → Travel.
We focus on results: free flights, free stays, real upgrades.
Support that covers both strategy and execution.
Continuous value: we evolve the plan as your goals evolve.
Who are We?
Hi there! I’m David Albers, and I’ve made it my mission to help people experience the world for nearly free, all thanks to the power of credit card points. Over the years, I’ve mastered the art of maximizing travel rewards and have been fortunate enough to explore some of the most beautiful places on the planet—all without spending a fortune on flights or hotels.
At Practical Points, we help you travel smarter not spend more. Our mission is to turn everyday spending into premium travel experiences through simple, proven points and rewards strategies.
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Our VIP Practical Points Members travel all over the world at low to no cost every single month. See where our points take us!