Home / Services / Smoke Damage
Smoke damage claims, for the loss insurers often overlook.
Smoke damage isn't just a smell. It penetrates walls, ceilings, HVAC systems, clothing, furniture, and contents — and carriers routinely undervalue it. We document what they miss.
At a glance
Hidden residue uplift
2.5×
HVAC testing
Included
Contents inventory
Itemized
You pay
Nothing upfront
What we cover
Smoke travels further than carriers admit.
Soot and residue infiltrate porous materials and ductwork. We test, document, and itemize so coverage extends to everything the smoke touched.
Wall & ceiling residue
Soot penetration, staining, and required surface remediation.
HVAC contamination
Ductwork cleaning, coil replacement, filtration, and air quality.
Clothing & textiles
Garments, linens, drapes, and upholstery affected by smoke.
Furniture & contents
Porous surfaces, electronics, and personal items absorbing odor.
Odor remediation
Ozone treatment, thermal fogging, and lingering odor mitigation.
Concealed surfaces
Inside cabinets, attics, crawlspaces, and behind built-ins.
How we help
Clear documentation. Stronger claims. Better settlements.
01
Inspect the damage
We review visible and hidden damage, smoke migration, and impacted contents.
02
Document the claim
Photos, estimates, inventories, code reports, and supporting evidence — organized.
03
Negotiate the settlement
We communicate with your carrier and advocate for a fair, full settlement.
Why Assured Claims
Smoke is invisible damage. Make it visible on paper.
Without documentation, carriers minimize smoke claims to cleaning. We bring the testing and inventory that proves the full loss.
Independent advocacy
We never represent insurance carriers — only policyholders.
Policy-first interpretation
We read every endorsement so coverage gets applied fully.
Faster, cleaner timelines
Organized claims close sooner — and at higher values.
Fee only on recovery
You pay nothing until we recover money for your claim.
"The fire was three rooms away. They proved the whole house needed remediation."
— Janice P., Homeowner · Studio City, CA
Free claim review
Not sure if your fire claim is being handled fairly?
Speak with a licensed public adjuster and get clarity before you accept a settlement.
Assured Claims Service
LICENSED PUBLIC ADJUSTERS
Independent advocacy for homeowners and businesses navigating insurance claims after fire, water, storm, and property loss.
(877) 353-3595
15760 Ventura Blvd., Suite 700 Encino, CA 91436
Services
Company
Schedule a free claim review.
Talk to a licensed adjuster in 24 hours.