FAQ

OUR FAQ

FREQUENTLY ASKED QUESTIONS

What are the requirements to obtain a loan?

You must be at least 18 years old (19 if residing in AL or NE) and have:

◾ A job or proven source of income

◾An email address

◾An active and valid checking account

◾Reside in a state in which Atoske Loans does business

All signed Loan Agreements are subject to verification of prior loan history and application information. Your online application will be either approved or declined based on our evaluation of the information you provide. In some cases, we may need to ask for additional information. But for most customers, it’s quick and hassle-free.

How will I know if my application is approved?

After you submit your online application, your results will be available in a matter of seconds. If conditionally approved, subject to verification of your application information, you will be able to request how much you want to borrow up to your maximum approved amount. In the event we are unable to approve your application for credit, we'll notify you with the reason for denial. How much can I borrow?How soon will I get my money?Who is the lender?How much does it cost?What will happen if I’m late on a payment?What are my payment options?How do you protect my personal information?

How much can I borrow?

If this is your first Atoske loan, you could qualify for $500 up to $1,000. See Loan Cost & Terms for additional information.

How soon will I get my money?

If your application is approved and verified by 6 p.m. ET, we can electronically deposit your loan proceeds into your bank account as early as the next business day. Alternatively, you can request that we send you a paper check via the USPS, which will take approximately 7-10 days for delivery.