BRIDGE YOUR BUSINESS TO
FUNDING OPPORTUNITIES
At Executive Consulting, we specialize in helping businesses
access the funding they need to grow and thrive. Our team
is committed to securing the right capital for your goals
while equipping you with the knowledge and
resources needed for long-term success.
FUNDING INSIGHTS
Funding refers to the ability to leverage personal and business credit to obtain capital. In other
words, it allows you to access the money you need without having to save it, earn it through extra work,
or borrow from family and friends. Essentially, it’s the practice of using other people’s money (OPM) to
grow your business or achieve financial goals.
FACTS ✅
Strategy for Continuous Capital 🔄
The credit loop is a strategy for continuous funding. It involves securing credit (like high-limit cards), using the capital, and then strategically paying it down to maintain a strong credit profile for repeated access to financing.
Low Utilization is
Essential 🔑
To sustain the loop, a low credit utilization rate (ideally under $10\%$) is critical. This signals responsible borrowing, allowing the business to qualify for higher limits and new credit products to keep the funding cycle going.
Requires Strategic Structuring 💼
The foundation of the credit loop is proper business structuring and optimization. This includes correct entity formation (e.g., LLC) and building independent business credit to ensure the company is viewed as a low-risk borrower.
WHO WE SERVE
Everyday Individuals Thinking Like Investors
They see money as a tool for investment, not just for spending.
New Business Owners
Skilled in operations but looking to harness credit to grow their business.
Veteran Investors and Business Leaders
Using credit strategically to expand and scale their ventures.
BUSINESS FUNDING
BUSINESS FUNDING FAQ
FAQ
1. What types of business funding are available?
There are several funding options for businesses, including:
- Bank loans: Traditional loans with fixed or variable interest rates.
- SBA loans: Government-backed loans with favorable terms for small businesses.
- Lines of credit: Flexible access to funds up to a pre-approved limit.
- Business grants: Non-repayable funds for specific purposes or industries.
- Venture capital & angel investors: Equity funding in exchange for ownership.
- Crowdfunding: Raising small amounts from a large number of people online.
2. How do I qualify for business funding?
Qualification depends on the funding type but typically includes:
- A solid business plan and financial projections
- Good personal and business credit history
- Demonstrated revenue or growth potential
- Collateral (for secured loans)
3. What documents are required to apply for funding?
Commonly requested documents include:
- Business plan and executive summary
- Financial statements (profit & loss, balance sheet, cash flow)
- Tax returns (personal and business)
- Bank statements
- Legal documents (business licenses, articles of incorporation)
4. How long does it take to get approved for funding?
Approval times vary by funding type:
- Bank loans: 2–6 weeks
- SBA loans: 4–12 weeks
- Lines of credit: 1–3 weeks
- Venture capital: Several months, including pitch and due diligence
- Crowdfunding: Depends on campaign duration
5. What are the interest rates for business loans?
Rates vary based on:
- Loan type (SBA, traditional, line of credit)
- Business credit score and financial health
- Market conditions
- Typically, rates range from 4% to 25% annually.
6. Can I get funding if my business is new?
Yes, but new businesses often face stricter requirements. You may need:
- Strong personal credit
- A detailed business plan and financial projections
- Proof of experience in your industry
7. Do I have to repay funding if I receive a grant?
No. Grants are non-repayable, but they are usually competitive and have specific eligibility requirements.
8. Can funding affect my ownership of the business?
- Loans and lines of credit: You retain full ownership.
- Venture capital or angel investment: You may give up partial ownership in exchange for capital.
9. What is the best type of funding for my business?
It depends on your needs:
- Short-term cash flow: Line of credit or short-term loan
- Expansion or large purchases: Term loan or SBA loan
- Innovation or growth: Venture capital or angel investment
- Specific projects or research: Grants
10. How can I improve my chances of approval?
- Maintain a strong personal and business credit score
- Keep financial statements accurate and up-to-date
- Prepare a detailed business plan and growth strategy
- Reduce outstanding debt and show consistent revenue
TESTIMONIALS
“Credit Loop made securing funding unbelievably simple. The approval was fast, the terms were clear, and the support team guided me through every step. My shop was able to expand right before Mother’s Day rush!”
“Our cash flow fluctuates a lot, so flexible financing was essential. Credit Loop gave us exactly what we needed to upgrade equipment without stressing over the repayment. Amazing service!”
“I’ve worked with other lenders before, but Credit Loop was by far the smoothest experience. The process was transparent and I received my capital within 48 hours. Highly recommended!”
“Credit Loop delivered when my bank couldn’t. The team was responsive and professional, and the funding allowed us to launch our new seasonal line on time. Truly a lifesaver!”
“The process was quick and straightforward. While I wish the documentation requirements were a bit lighter, the turnaround time and funding amount exceeded my expectations. Excellent resource for growing companies.”
“I appreciated how Credit Loop took the time to understand my business. The rates were fair, the application was easy, and the funding helped me take on larger projects. Great option for small business owners.”
YOUR TRUSTED PARTNER IN BUILDING STRONGER CREDIT, ONE STEP AT A TIME.
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