Terms & Conditions

1. Acceptance of Terms

By accessing or using the Summit Loan Center website ("Site") or submitting any form or request, you ("User") agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of this Site immediately.

2. About Summit Loan Center

Summit Loan Center is NOT a direct lender. We are a financial solutions marketplace that connects consumers with third-party lending partners and financial service providers. We do not make loan decisions and do not guarantee approval, specific rates, or loan amounts.

3. Use of Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. Prohibited activities include:

Submitting false or misleading information
Attempting to gain unauthorized access to our systems
Using automated bots or scrapers on our website
Engaging in any fraudulent or deceptive conduct

4. No Guarantee of Approval

Submitting a request through Summit Loan Center does not guarantee loan approval, specific loan terms, interest rates, or funding amounts. All lending decisions are made solely by our third-party lending partners based on their individual criteria and underwriting standards.

5. Third-Party Partner Disclosures

By submitting your information, you acknowledge and agree that:

Your information may be shared with multiple third-party lending partners
Those partners may contact you via phone, email, or SMS
Summit Loan Center is not responsible for the products, services, or conduct of third-party partners
You should review the terms, rates, and disclosures of any lender independently

6. User Responsibilities

You represent and warrant that:

You are at least 18 years of age
You are a legal resident of the United States
All information you provide is accurate, complete, and current
You have the legal right to submit the information provide

7. Intellectual Property

All content on this website, including text, graphics, logos, and branding, is the property of Summit Loan Center and is protected by applicable intellectual property laws. Unauthorized use is strictly prohibited.

8. Disclaimer of Warranties

This website and its content are provided on an "as is" basis without warranties of any kind, express or implied. Summit Loan Center makes no warranties regarding the accuracy, reliability, or availability of the website or its content.

9. Limitation of Liability

To the maximum extent permitted by law, Summit Loan Center shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein.

10. Arbitration & Dispute Resolution

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association (AAA). You waive any right to a jury trial or class action participation. Arbitration shall take place on an individual basis only.

10. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Continued use of our website constitutes acceptance of the updated policy.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page. Continued use of the website following any changes constitutes your acceptance of the revised Terms.