Loans C ategory : VA Home Loans

VA loans are available to eligible veterans, active-duty military members, and eligible surviving spouses.

These loans are guaranteed by the Department of Veterans Affairs, which means lenders are protected in case the borrower defaults on the loan

VA loans do not require a down payment, which can make it easier for borrowers to purchase a home

VA loans typically offer more favorable terms and interest rates compared to conventional loans

VA loans do not require mortgage insurance, which can save borrowers money on their monthly payments

VA loans have flexible credit requirements, which can help borrowers with less-than-perfect credit still qualify for a mortgage

VA loans can be used to purchase a variety of property types, including single-family homes, multi-unit properties, and condominiums