Flexible Financing Options for Your Roofing or Siding Project

We offer multiple financing paths so you can choose the option that best fits your needs.

Best For: Comparing many loan types and lenders

  • Broad range of lenders

  • Different terms, rates and loan types

  • Great for homeowners who want flexibility and options

Coming Spring 2026

Best For: Home improvement / construction-specific loans

  • Tailored specifically for roofing, siding, and renovation projects

  • Streamlined approval process for construction loans

  • More focused underwriting criteria aligned with home improvement

Common Roof Issues in Melrose, MA

Living in Melrose means your roof faces unique challenges throughout the year. Some of the most common roof issues homeowners encounter include:

Moss and Algae Growth

Moss, algae, and lichen can grow on the shingles, especially in shaded areas. This can retain moisture and damage the roofing surface over time.

Leaking Roofs

Water infiltration due to damaged or missing shingles, flashing issues or compromised sealants leading to leaks inside the building.

Roof Blistering

Bubbles or blisters forming under asphalt shingles. This often indicates trapped moisture or heat damage within the roofing material.

Wind and Storm Damage

Wind and storm damage can cause shingles to lift, cracks, dents from hail, and debris impact, leading to leaks and structural issues.

Poor Ventilation

Poor ventilation can lead to moisture buildup, mold growth, and increased energy costs.

Find Answers to Your financing need

What types of financing do you offer for roofing projects?

We typically offer several options, including same-as-cash loans (0% APR for a promotional period), low-interest installment loans with fixed monthly payments, and sometimes home equity financing options. The available programs can vary.

What is the typical interest rate (APR)?

The Annual Percentage Rate (APR) varies significantly based on your creditworthiness, the loan term, and the specific program you choose. It can range from 0% promotional APR to standard rates. We will provide a personalized quote after you apply.

Can I pay off the loan early? Are there prepayment penalties?

Absolutely. All of our preferred financing options allow for early payoff without any prepayment penalties. Paying early can save you a significant amount in interest.

How do I apply for financing?

Once you have received your final roofing quote, your project manager will provide you with a secure link or application form for our financing partner. We can also help walk you through the process step-by-step.

What documents will I need to apply?

You will typically need standard identification and financial information, such as: Proof of ID, Current address, Social Security Number, and Income verification (e.g., recent pay stubs or tax returns).