YOUR NEXT HOME

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CHOOSE YOUR LOAN PROGRAM

I proudly offer loan programs that make homeownership easier and more accessible.

Conventional Loans

Ideal for borrowers with strong credit profiles.

Competitive interest rates

Flexible down payment options

No private mortgage insurance (PMI) required with a 20% down payment

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FHA Loans

Designed for first-time homebuyers or those with less-than-perfect credit

Low down payment requirements (as low as 3.5%)

More lenient credit score criteria

Government-backed insurance, reducing lender risk

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USDA Loans

Designed for first-time homebuyers or those with less-than-perfect credit

No down payment required

Low mortgage insurance costs

Competitive rates for qualifying areas

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VA Loans

Exclusive for veterans, active-duty members, and eligible military

No down payment needed

No PMI

Favorable rates and terms

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Jumbo Loans

For financing high-value properties above standard loan limits

Higher loan amounts

Competitive jumbo rates

Designed for financially strong borrowers

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Refinance Loans

Update your existing mortgage for better terms

Lower interest rate potential

Cash-out options available

Shorten loan term or reduce payment

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Down Payment Assistance (DPA)

Help covering your initial costs of buying

Grants or forgivable loans

Lower upfront expense

Great for first-time buyers

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Bank Statement Loans

Ideal for self-employed borrowers who don’t show traditional income

Qualify using bank statements

Flexible documentation

No tax returns required

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Debt Service Coverage Ratio (DSCR) Loans

Tailored for real estate investors

Approval based on property income

No personal income verification

Fast approval process

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One-Time Close New Construction Loans

Finance the build and permanent mortgage in one

Single closing saves time and fees

Lock-in rates early

Simplified process for new builds

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Renovation Loans

Finance home purchase + renovation costs together

Single loan for both home and improvements

Flexible renovation options

Great for fixer-uppers

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Individual Taxpayer Identification Number (ITIN) Loans

For borrowers without a Social Security number

ITIN accepted in place of SSN

Flexible loan terms

Path to homeownership for non-citizens

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GET STARTED

I've Got Your Back

Buy with confidence. Refinance with ease. I offer mortgage solutions you can trust without the stress.

Trusted Guidance

As my clients will tell you, I provide honest and proven advice to place you in the right loan program based on your unique financial situation.

Simplified Mortgage Process

Feeling overwhelmed? I’ll cut through any confusion and create a simple, stress-free, and streamlined mortgage process.

Local Market Expertise

Being a local mortgage expert in Indianapolis means I know how to navigate the ins and outs of the Indiana market — so you don’t have to.

Responsive & Client-Focused

From the initial process to your closing day, you can count on quick communication and full transparency—because you deserve to know what’s going on at every step.

Q&A

1.) What types of mortgage loans do you offer?

We offer a variety of loans including conventional, FHA, USDA, VA, jumbo loans, bank statement loans, refinancing options, and other specialty type loan programs. The best choice depends on your unique financial situation.

2.) How much can I borrow based on my income and credit?

Loan amounts depend on your income, credit score, debt-to-income ratio (DTI), and the type of loan you choose. We can help estimate your borrowing power when you fill out an application or book a call.

3.) What credit score do I need to qualify for a loan?

Credit score requirements vary by loan type. Some loans require a minimum or 580 or 620, while others may have more flexible guidelines.

4.) How much down payment is required? Are there low or no down payment options?

Down payments range from 0% to 20% or more depending on the loan program. There are down payment assistance (DPA) loans and low down payment loan options as well.