Micah reminds us that numbers don't bring clarity - they reveal.
The moment you see the bars, you're already bigger than the cage.
Play with the numbers to discover:
These tools are designed to help you explore possibilities, not prescribe decisions.
π₯ Pay Off vs Invest
What this lens reveals
This tool compares two paths: paying off your mortgage early or investing extra cash instead.
It shows how timing, interest, and investment growth shape long-term outcomes β so you can see which path builds more value for you.
Quiet signal: Tradeoffs, not rules.
π Payment Tracker
What this lens reveals
This tool breaks your mortgage payment into interest and principal and shows how your loan progresses over time. It helps you see where your money is going right now β and why extra payments early can change everything.
Quiet signal: Awareness before acceleration.
βοΈ Payoff Tradeoff
What this lens reveals
This tool evaluates the tradeoff between using a lump sum to reduce debt or keeping that cash accessible.
It highlights interest savings, opportunity cost, and flexibility β without declaring a winner.
Quiet signal: Liquidity vs certainty.
β Readiness Check
What this lens reveals
This tool helps you assess whether youβre ready to act β financially and system-wise. It looks at cash buffer, income stability, and clarity to help prevent premature or stressful decisions.
Quiet signal: Wisdom before execution.
These tools help you think, not execute. Understanding comes before action.
Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.
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