Property Finance Made Simple

Your All-in-One Property Finance Toolkit

Check your borrowing power, estimate repayments, and forecast investment growth — tailored for Australian property buyers.

Want a free strategy call to see how we can boost your numbers?

20+ Years Experience

8000+ Clients Helped

Borrowing Power

Annual Income (AUD)

90000

Annual Expenses (AUD)

30000

Dependents

Other Debts (AUD)

20000

Interest Rate (%)

Result will appear here.

Loan Repayments

Loan Amount (AUD)

500000

Loan Term (years)

Interest Rate (%)

Repayment Type

Result will appear here.

Investment Growth

Property Value (AUD)

700000

Deposit (AUD)

100000

Expected Growth (%)

Rental Yield (%)

4.5%

Years to Forecast

Result will appear here.

Unlock your Borrowing Power and Property Growth

Property Wealth Calculator

Property Wealth Calculator (Australia)

Property & Growth

Purchase price (AUD) Years to forecast 10 Annual capital growth (%) 3%

Rental assumptions

Gross rental yield (%) 4.5% Annual rent increase (%) 2% Annual operating expenses (AUD)

Loan (optional)

Include loan Loan amount (AUD) Interest rate (%) 5.5% Loan term (years) 30

Tax settings

Marginal tax rate (%) 37% Depreciation (annual AUD) Apply negative gearing

Projected value

Capital gain: $0

Cumulative rental

Net cashflow: $0

Tax & equity

Equity at end: $0

Year-by-year breakdown

Year	Annual Rent	Expenses	Interest	Principal	Depreciation	Taxable	Tax Saving	Net Cashflow

This is a simplified model for Australian property investing. Not financial advice.

The Croft Money Advantage - Team, Process & Trust

20+ Years Experience

8000+ clients, 1.2 Billion settled

Real Team Support

Broker + analysts + client manager

National Reach

Local market, nationwide service

Transparent Process

Clear pricing, no surprises

Our Simple Process

Apply

Submit your details

Strategy Call

Free consultation

Lender Package

We prepare everything

Lodgement

Submit to lenders

Approval

Celebrate success

Frequently Asked Questions

How long does it take?

Pre-approval can be days; formal approval and settlement typically 2–8 weeks depending on case complexity and lender.

Do you charge fees?

We’re transparent - many standard loans are broker-commissioned on settlement; complex corporate/SMSF or advisory work may incur a disclosed fee.

I’m FIFO / contractor / self-employed - can you help?

Yes — we specialise in non-standard income and know which lenders will view your income fairly.

Ready to Take Your Next Financial Step?

We work with Australians who are financially ready - with stable income and either a deposit saved or equity in their property. If that’s you, let’s talk.