Terms of Service

Welcome to the website of Stephen Palmer LLC (“we,” “us,” or “our”). By accessing this site or engaging with our services, you agree to the terms outlined below. Please read them carefully.

Use of Website and Services

By using our site, you confirm that you are at least 18 years old and agree to use this website solely for lawful purposes. Use of our services is subject to these Terms of Service and any additional written agreements you may enter into with us.

Intellectual Property

All materials on this website—including logos, copy, downloads, videos, and branding—are the property of Garda Insurance or its licensors. You may not copy, distribute, modify, or use any part of the website or its content without prior written consent.

Consent to Communications

By submitting your contact information, you consent to receive communications from Stephen Palmer LLC via email, phone, and SMS, including:

Service updates

Appointment reminders

Educational content

Promotional offers

SMS/Text Messaging Disclosure:

Message and data rates may apply.

Consent is not a condition of purchase.

You can opt out at any time by replying STOP to any message.

To unsubscribe from emails, click the unsubscribe link included in each message.

Appropriate Use

You agree not to misuse this site in any way, including attempting unauthorized access, transmitting harmful code, or using bots or scraping tools to collect data.

Governing Law

These Terms are governed by the laws of Utah, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update or modify these Terms at any time. Your continued use of the website constitutes acceptance of those changes.

Contact

For questions about these Terms:

Email: [email protected]
Phone: (435) 900-9668

Last Updated: November 5, 2025