Privacy Policy
Your Privacy Matters
We are committed to protecting your personal information and being transparent about how it is collected, used, and safeguarded. This Privacy Policy explains how Melendez Financial Services collects, uses, and protects your information when you visit our website, review information, or complete a questionnaire.
Information We Collect
We may collect personal information that you voluntarily provide, including but not limited to:
Name
Email address
Phone number
Basic personal and financial information provided through questionnaires
You may browse this website without providing personal information.
How We Use Your Information
Information collected is used to:
Understand your needs and interests
Provide general information and guidance about life insurance options
Respond to questions or requests
Improve our website and user experience
Providing information does not require payment and does not guarantee coverage, rates, or approval.
No Sale of Personal Information
We do not sell, rent, or trade your personal information to third parties.
Your information is only shared when necessary to:
Respond to your request
Comply with legal or regulatory requirements
Work with licensed insurance carriers for underwriting purposes (if applicable)
Confidentiality & Security
We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, misuse, or disclosure. While no system can be guaranteed 100% secure, we make every effort to safeguard your data.
Use of Cookies & Website Data
This website may use cookies or similar technologies to:
Analyze website traffic
Improve functionality and performance
Enhance user experience
Cookies do not collect personal information unless you voluntarily provide it.
Third-Party Links
This website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies separately.
No Guarantee of Coverage
Reviewing information, completing questionnaires, or contacting us does not guarantee insurance coverage, rates, or approval. All insurance products are subject to carrier underwriting guidelines and eligibility requirements.
Your Choices
You may:
Choose not to provide personal information
Request clarification about how your information is used
Contact us if you have questions regarding this Privacy Policy
