Effective Date: July 1, 2025

Welcome to GMS Credit Repair Solution. By accessing our website [www.gmscreditrepairsolution.com], using our services, or scheduling an appointment with us, you agree to be bound by the following Terms & Services. Please read them carefully.

1. Acceptance of Terms

By using our website and services, you agree to comply with and be legally bound by these Terms. If you do not agree to these Terms, please refrain from using our services.

2. Services Offered

GMS Credit Repair Solutions provides credit repair services, credit audits, business credit development, and credit education. Our services include:

Reviewing your credit reports from major credit bureaus

Identifying errors and disputing inaccurate, outdated, or unverifiable information

Advising on financial management and credit improvement strategies

Please note: We do not guarantee specific outcomes or credit score increases. Results vary based on individual credit history, responsiveness of credit bureaus, and other third-party factors.

3. Eligibility

To use our services, you must be:

At least 18 years old

A resident of the United States

The legal owner of the credit report information being disputed

4. Payment & Billing

Service fees, pricing, and payment terms will be disclosed prior to engagement. By purchasing our services, you agree to:

Pay all applicable fees as outlined in your service agreement

Authorize us to charge your preferred payment method for services rendered

Please note: Late payments or unpaid balances may result in suspension or termination of services.

5. Refund Policy

We strive to deliver excellent service. However, due to the nature of credit repair and audit services, fees for completed services are non-refundable. Refund requests will be reviewed on a case-by-case basis if services were not performed as agreed.

6. No Legal Advice

Golden Solutions is not a law firm and does not offer legal, tax, or financial advice. All information and services provided are for educational and informational purposes only. Clients should consult licensed professionals for legal or financial matters.

7. Limitation of Liability

To the fullest extent permitted by law, GMS Credit Repair Solutions shall not be liable for any indirect, incidental, or consequential damages arising from:

Delays or disruptions in service

Inaccurate or incomplete credit report data

Client misuse or misinterpretation of provided information or advice

Total liability for any claims related to our services is limited to the amount paid for those services.

8. User Responsibilities

You agree to:

Provide accurate, current, and complete information during sign-up and throughout the service process

Review your credit reports regularly and report any new inaccuracies

Follow guidance and recommendations provided for best results

Failure to actively participate or provide required documentation may affect service outcomes.

9. Intellectual Property

All content, logos, text, graphics, and materials on our website are the property of GMS Credit Repair Solutions and may not be copied, reused, or distributed without prior written permission.

10. Termination of Services

We reserve the right to terminate services at our discretion, including but not limited to cases involving:

Fraud or misrepresentation

Non-payment or chargebacks

Violation of these Terms & Services

You may also cancel services at any time by submitting written notice to [email protected]

11. Modifications to Terms

We may update these Terms & Services at any time. Updates will be posted on this page with a revised effective date. Continued use of our services after changes are posted constitutes acceptance of the updated terms.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of Georgia, USA.

13. Contact Us

If you have any questions or concerns regarding these Terms & Services, please contact:

GMS Credit Repair Solution
123 Credit Rise Blvd, Atlanta, GA 30303
Email: [email protected]