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[online] How LO's are making 2.25bps and crushing their competition with lower rates.
This Weeks Topic: Double Your Income with Lower Rates and Better Service without increasing your production
My journey from working for a mortgage company to working for a brokerage
What You'll Learn in This Free Training:
Retail Rates vs Brokerage Rates
w2 vs 1099
Support in Retail vs Support in Wholesale
Retail Products vs Wholesale Products
Live q&a to solve your specific mortgage tech problems
MEET THE Mastermind Host
Peter J. Metz
For the past 18 years, I built a very successful career in retail mortgage lending. I hit the milestones, built teams, and did all the things you’re “supposed” to do as a retail loan officer—yet I was constantly let down. I constantly got frustrated with the lack of transparency. Frustrated with limited product options. Frustrated by the caps, overlays, and politics that held me back from truly serving my clients and growing my business.
I thought that was just “how the industry worked”… until I moved my business to the independent mortgage broker model.
On the other side, I discovered more control, more flexibility, better pricing for clients, and new ways to grow my income and my freedom as a loan officer. Now, I host this weekly webinar to share what I’ve learned with loan officers who were in the same position I was.
This isn’t a “brokers are for everyone” pitch.
The broker model isn’t right for every LO or every situation. But if you’re feeling stuck, capped, or curious about what’s actually possible outside of retail, this webinar is for you. Follow along, ask questions, and by the end you’ll know—clearly—whether moving your business to a broker model is the right move for you and your career.
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📆 Upcoming Free Training Topics:
This Week: Double Your Income with Lower Rates and Better Service without increasing your production
Next Week: How to earn 225+ Bbp while crushing competition with LOWER rates
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Privacy Policy
Effective Date: December 14, 2025
Dream Big Ownership (“Dream Big Ownership,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and share information when you visit our website, dreambigownership.com (the “Site”).
1) Scope
This Privacy Policy applies to information collected through the Site, including when you:
browse the Site,
submit a lead form,
contact us, or
interact with Site tracking technologies (cookies/pixels).
If you become a mortgage applicant or customer, you may receive additional privacy disclosures as required by law (including, when applicable, a separate Gramm-Leach-Bliley Act (GLBA) privacy notice).
2) Information we collect
A) Information you provide
When you submit a form or contact us, we may collect:
Email address
Phone number
Any other information you choose to provide (for example, loan scenario details you type in)
B) Information collected automatically
We use cookies, pixels, and similar technologies that may collect:
IP address and approximate location (derived from IP)
Device and browser information
Pages visited, time spent, clicks and interactions
Referral source (e.g., search engine or ad)
3) How we use your information
We use information we collect to:
respond to inquiries and follow up on requests,
provide requested information,
operate, maintain, and improve the Site,
measure marketing performance and Site usage,
help protect against fraud, abuse, and security threats,
comply with legal obligations.
4) Cookies, analytics, and advertising technologies
Google Analytics
We use Google Analytics to understand how visitors use the Site and to improve performance. Google Analytics uses cookies and similar technologies to collect usage information.
Meta Pixel (Facebook Pixel)
We use the Meta Pixel to measure advertising performance, understand actions taken on the Site, and help deliver more relevant ads. The Meta Pixel may collect data such as your device information, pages visited, actions taken, and identifiers stored in cookies.
5) How we share information
We do not sell your personal information for money.
We may share information in the following situations:
A) Service providers (vendors that help us operate)
We may share information with vendors that help us run the Site and manage inquiries, such as:
GoHighLevel (lead form capture/CRM and communications workflow)
Site hosting/security providers (if applicable)
These vendors process information to provide services to us.
B) Analytics and advertising partners
Because we use Google Analytics and the Meta Pixel, certain identifiers and event data may be shared with Google and Meta through the cookies/pixels on the Site for analytics and advertising measurement and related purposes.
C) Legal and safety reasons
We may disclose information to comply with law, respond to lawful requests, protect rights/safety, or investigate fraud/security issues.
D) Business transfers
If we’re involved in a merger, acquisition, or asset sale, information may be transferred as part of that transaction.
6) Your choices and controls
Cookie controls
You can control cookies through your browser settings (block/delete cookies). If you block cookies, parts of the Site may not work properly.
Advertising and analytics choices
You can also limit ad tracking and personalization through the privacy/ad settings provided by platforms like Google and Meta, and through device-level privacy controls where available.
7) Data retention
We keep personal information only as long as reasonably necessary to:
respond to you and maintain business records,
support operations and security,
comply with legal/regulatory obligations.
8) Security
We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no website or internet transmission is fully secure.
9) California privacy rights
If you are a California resident, you may have rights under California privacy laws (including the CCPA/CPRA), which may include the right to request:
Access to personal information we maintain about you
Deletion of personal information (subject to legal exceptions)
Correction of inaccurate personal information
Opt out of “sharing” of personal information for cross-context behavioral advertising (this can apply when using advertising pixels/cookies)
Submitting requests / opting out:
To exercise your rights, including opting out of “sharing,” contact us using the information in Section 12 with the subject line “California Privacy Request” or “Do Not Sell or Share”. We may need to verify your identity before fulfilling requests. We will not discriminate against you for exercising your privacy rights.
10) Do Not Track
Some browsers offer a “Do Not Track” setting. Because there is no consistent standard for how to interpret these signals, the Site does not respond to Do Not Track signals.
11) Children’s privacy
The Site is not intended for children under 13, and we do not knowingly collect personal information from children under 13.
12) Changes to this policy
We may update this Privacy Policy from time to time. The “Effective Date” indicates when it was last updated. Continued use of the Site after changes means you accept the updated policy.
13) Contact us
Dream Big Ownership
Attn: Privacy
Email: [email protected]
Phone: 530-221-7700
Mailing Address: 2777 Bechelli Lane, Redding, CA 96002