Terms and Conditions

Debt Free Dinner Club

Last Updated: January 1, 2026

Welcome to Debt Free Dinner Club. By accessing or using this website, purchasing a membership, attending an event, or participating in any Debt Free Dinner Club programs, you agree to the following Terms and Conditions.

Please read them carefully.

If you do not agree with these terms, you should not use this website or participate in any Debt Free Dinner Club services.



About Debt Free Dinner Club

Debt Free Dinner Club ("DFDC", "we", "our", or "us") is a membership based community providing financial education, networking events, workshops, and resources designed to help women eliminate debt, build wealth, and pursue generational financial stability.

The company operates from the State of Maryland in the United States.

DFDC provides educational content, community experiences, and networking opportunities. We do not provide individualized financial, tax, legal, or investment advice.

Eligibility

By using this website or joining Debt Free Dinner Club, you confirm that:

You are at least 18 years of age

You have the legal ability to enter into agreements

All information you provide is accurate and truthful

Debt Free Dinner Club reserves the right to refuse service, cancel memberships, or remove users who violate these terms or disrupt the community.



Membership

Debt Free Dinner Club offers paid membership tiers that provide access to community resources, financial education, events, and networking opportunities.

Membership benefits may include:

Monthly dinners or events

Financial education workshops

Digital resources and templates

Community networking opportunities

Guest expert sessions

Member only events and experiences

Membership offerings may change or evolve as the community grows.

DFDC reserves the right to modify membership benefits, pricing, or structure at any time with reasonable notice.



Membership Payments and Billing

Membership fees may be billed monthly or annually depending on the plan selected.

By purchasing a membership you authorize Debt Free Dinner Club to charge the payment method provided.

Payments are processed through secure third party payment processors.

Members are responsible for maintaining accurate billing information.

Failure to process payment may result in suspension or cancellation of membership access.



Refund Policy

Membership payments are generally non refundable.

Event tickets, workshops, and special experiences may also be non refundable due to limited seating and planning commitments.

If an event is canceled by Debt Free Dinner Club, participants may be offered a refund, credit, or transfer to a future event.

Requests for refunds will be reviewed on a case by case basis.



Event Participation

Debt Free Dinner Club hosts both in person and virtual events.

By attending an event, you agree to:

Respect all participants and facilitators

Participate in a professional and supportive manner

Follow venue rules and safety requirements

DFDC reserves the right to remove any attendee who engages in disruptive, abusive, or inappropriate behavior.

Event seating may be limited in order to maintain an intimate and productive experience.



Educational Content Disclaimer

Debt Free Dinner Club provides financial education and community support.

However, the information shared through:

Workshops

Events

Online resources

Guest speakers

Community discussions

is for educational and informational purposes only.

DFDC does not guarantee financial outcomes.

Participants are encouraged to consult licensed financial advisors, accountants, or legal professionals before making financial decisions.

Intellectual Property

All content provided through the Debt Free Dinner Club website, events, and member resources is the intellectual property of Debt Free Dinner Club unless otherwise stated.

This includes:

Website content

Educational materials

Templates and tools

Videos and presentations

Logos and branding

You may not copy, reproduce, distribute, or sell any DFDC materials without written permission.

Members may use materials for personal educational purposes only.



Community Guidelines

Debt Free Dinner Club is built on trust, accountability, and mutual respect.

Members agree to:

Respect the privacy of other members

Maintain a supportive environment

Avoid harassment, discrimination, or harmful conduct

Avoid soliciting or promoting services without permission

Violation of community guidelines may result in removal from the community without refund.

Partnerships and Sponsorships

Debt Free Dinner Club may collaborate with sponsors, financial institutions, or partner organizations.

Participation in events or programs may involve interaction with third party partners.

DFDC is not responsible for the products, services, or advice provided by third party partners.

Members should independently evaluate any third party services before making decisions.

Limitation of Liability

To the fullest extent permitted by law, Debt Free Dinner Club and its affiliates shall not be liable for:

Financial losses

Investment decisions made by participants

Business decisions made based on educational content

Indirect, incidental, or consequential damages

Participation in DFDC programs and events is voluntary and at your own discretion.

Website Use

Users of this website agree not to:

Use the site for unlawful purposes

Attempt to hack or disrupt website functionality

Copy or distribute protected content without permission

Upload harmful software or malware

DFDC reserves the right to restrict access to users who violate these terms.



Privacy

Your use of this website is also governed by our Privacy Policy.

The Privacy Policy explains how we collect, use, and protect your information.

Changes to Terms

Debt Free Dinner Club may update these Terms and Conditions at any time.

Updates will be posted on this page with a revised "Last Updated" date.

Continued use of the website or membership services after updates indicates acceptance of the new terms.



Governing Law These

Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of Maryland, United States.

Any disputes arising from the use of this website or participation in DFDC services shall be resolved in the courts located in Maryland.

Contact Information

For questions regarding these Terms and Conditions, please contact:

Debt Free Dinner Club

Email: [email protected]

Location: Maryland, United States

A national community for women committed to eliminating debt, investing wisely, building assets, and creating generational wealth.

Membership

© 2025 Debt Free Dinner Club. All rights reserved.