Terms of Service

Effective Date: 07/03/2025


Welcome to H.E.A.L.. These Terms of Service ("Terms") govern your use of our services, including consulting and lending services, and any interactions with our website and associated platforms. By accessing or using our services, you agree to comply with these Terms.


1. Acceptance of Terms

By using our website or services, you agree to these Terms, our Privacy Policy, and any other applicable policies or guidelines. If you do not agree with these Terms, please refrain from using our services.


2. Consulting Services


We provide personalized business consulting services aimed at helping businesses grow and optimize their operations. Our consulting services include, but are not limited to, business strategy development, operational efficiency, market research, and leadership development.


Client Responsibilities:

You agree to provide accurate, complete, and timely information when requested. You are responsible for providing all necessary documents and access to relevant personnel to facilitate the consulting process.



3. Lending Services


Our lending services offer various financing solutions to businesses, including small business loans, lines of credit, equipment financing, and commercial real estate loans.


Loan Eligibility:

You must meet our eligibility criteria, which may include a business review, financial assessment, and other factors as determined by us. All loans are subject to approval, and terms and conditions will vary based on the type of loan and individual application.


Repayment:

You agree to repay the loan according to the agreed-upon terms, including interest, fees, and other charges outlined in your loan agreement. Late payments may result in penalties or additional fees.



4. Fees and Payments


Consulting fees, lending interest rates, and other charges are specified in the agreements for each service provided. You agree to pay all applicable fees in accordance with the terms outlined in the respective agreements.


Consulting Services: Fees are determined based on the scope and duration of the engagement. Lending Services: Interest rates, repayment schedules, and fees will be clearly outlined in the loan agreement.


5. User Responsibilities

As a user of our services, you agree not to: Violate any laws, regulations, or third-party rights. Use our services in a manner that disrupts or interferes with our operations or services. Provide false, misleading, or inaccurate information.



6. Privacy and Confidentiality


We respect your privacy and are committed to protecting your personal and business information. Please refer to our [Privacy Policy] for details on how we collect, use, and protect your data. All information shared during consulting engagements or lending processes is treated as confidential.



7. Disclaimers


Consulting Services: While we strive to provide accurate and effective advice, results may vary, and we do not guarantee specific outcomes or business success. Lending Services: Approval of loans is not guaranteed, and all financing is subject to credit checks, business evaluation, and other factors.



8. Limitation of Liability


To the fullest extent permitted by law, [Your Company] will not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of our services. Our liability is limited to the amount you paid for the service.



9. Modifications to Terms


We reserve the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated effective date. Continued use of our services after changes are made constitutes acceptance of the new Terms.



10. Termination


We may suspend or terminate your access to our services at any time if you violate these Terms or engage in any unlawful activity. You may terminate your use of our services at any time by notifying us in writing.



11. Governing Law


These Terms are governed by and construed in accordance with the laws of H.E.A.L.. Any disputes will be resolved through binding arbitration in H.E.A.L., unless otherwise required by law.



12. Contact Us


If you have any questions or concerns regarding these Terms of Service, please contact us at:

H.E.A.L.

11710 S. Redbud St. Jenks, OK 74037, Jenks OK 74037

(918) 951-3900