Emotional Wealth: Building Relationships for Your Endgame
Financial plans matter, but relationships make life rich. Strong bonds with Loved Ones and your community bring purpose and joy to your later years. Are you investing in your emotional wealth? Let’s ... ...more
Emotional Wealth: Building Relationships for Your Endgame
December 15, 2024•1 min read
Retire Smart, Protect Your Family
Retirement isn’t just about you—it’s about protecting the Loved Ones who’ll be there for you. From planning long-term care to creating steady income streams and making your wishes clear, small steps t... ...more
Retire Smart, Protect Your Family
December 10, 2024•2 min read
Planning for Life’s Sunset: Key Assumptions You Can’t Ignore
Planning for life's sunset isn't about predicting the future—it's about preparing for it with wisdom and care. Are your assumptions about health, finances, and family support setting you up for succes... ...more
Planning for Life’s Sunset: Key Assumptions You Can’t Ignore
December 02, 2024•1 min read
Secure Your Financial Legacy: Steps for a Stress-Free Family Future
Planning for the future means protecting your retirement, preparing for healthcare needs, and guiding your Loved Ones with a clear plan. From flexible estate plans to open family conversations, a few ... ...more
Secure Your Financial Legacy: Steps for a Stress-Free Family Future
November 24, 2024•2 min read
5 Costly Retirement Mistakes That Strain Family Ties
Retirement mistakes can cost more than money—they can strain family relationships too. Are you unknowingly making one of these 5 common missteps? From ignoring inflation to overcommitting to Loved One... ...more
5 Costly Retirement Mistakes That Strain Family Ties
November 17, 2024•2 min read
Family-Focused Retirement: Keep Bonds Strong, Finances Stable
Retirement is about more than money—it's about protecting your finances and the bonds with those you love by sharing your goals, prioritizing family time, and fostering independence to leave a legacy ... ...more
Family-Focused Retirement: Keep Bonds Strong, Finances Stable
November 11, 2024•1 min read
The Path to Financial Confidence Starts Here
Feeling overwhelmed by financial planning? You don’t have to tackle it all at once! Start with simple actions like tracking expenses, setting goals, and learning investment basics. Each step brings yo... ...more
The Path to Financial Confidence Starts Here
November 04, 2024•2 min read
HOMESCHOOLING: Haven or Havoc?
Your child's school years are precious and fleeting.
Now could be your best time to step up where your school is letting your child down. Let this series of myth-busting short chapters encourage you.
2 Major Mistakes
Which one will you make?
Which of these 2 retirement mistakes are you making right now? It's impossible to entirely avoid both mistakes.
You won't know for sure which mistake will work out better for you until it's too late.
How to choose?
Finding the Will
(Part 1)
Part 1: Have the will to arrange for a smooth transition when you’re no longer around to answer questions
Have the will to arrange for a smooth transition when you’re no longer around to answer questions (Part 1)
Ensuring your children or other Loved Ones can readily access your important papers when you die entails a sound process versus one or two conversations. You must overcome aversion to the subject of death, procrastination of anything that is long-term, and the tendency to assume things will be fine. Family dynamics can be sweet, spicy, or dicey.
Finding the Will
(Part 2)
Part 2: Getting Organized
While the internet permits convenient access to accounts, policies, and stored documents, it presents a plethora of password management problems. which too many people avoid by succumbing to password laziness, such as:
- re-using passwords for multiple logins, or
- use simple, easy to remember passwords, or
- writing them on sticky notes placed on their monitor or under their keyboard, or
- keeping them in a spreadsheet on their computer, or
- letting their browser remember passwords for them
Embrace Your Clarence
Is Clarence your future?
Golden insight from a golden retriever.
Post-Pandemic W.E.L.L.ness
Working, Earning, Learning, and Launching to Thrive
Where life drastically changed forever two years ago, everyone adjusted to the best of their abilities.
Here are a few of the key adjustments--"pandemic pivots"--that sustained some and prospered others.
Prenuptial Adulting
Equip Them for Happily Ever After
“Mom, Dad, we’re getting married!"
“Wonderful, congratulations! Here’s what you both need to do first.”
Equipping newlyweds with essentials of responsibility leaves plenty of life yet to be discovered on their own. Adults understand that love isn’t oogly feelings; it’s a hard choice. It’s putting your commitments and your money where your mouth is.
Many of the following steps also apply to one’s turning 18 years old. Becoming engaged adds urgency and a deadline.
Rethinking Competing Funds for College and Retirement
We live in a time of skyrocketing inflation topping decades of unbridled higher education costs.
Is the tension between funding your retirement and funding (at least partially) your children’s college education keeping you up at night?
You’re not alone.
Married? Is Your Endgame 100% or Just 50%?
Are you single? That other 50% could be whoever is most important to you.
Multiple unforgiving players factor into your retirement and estate plans (collectively your “endgame”). Household names include the Internal Revenue Service, the Social Security Administration, and the Center for Medicare and Medicaid Services. Key decisions with these players are nearly impossible to reverse. Plus, if you qualify for a pension, how you activate it is another irreversible decision.
Are you more of a planner than your spouse? It’s all too common for one spouse to blindly trust the planning spouse. Countless endgame “plans” were created by 50% of a couple:
