Need Fast Funding for a Real Estate Deal? Get Approved in Days – Not Weeks.
We specialize in asset-based lending for real estate investors, flippers, and sellers in urgent situations. Get cash in hand in as little as 3 days – even if banks said no.
Close in 3–10 Days – Fast funding when banks say no.
No Credit Check – We lend on property, not your score.
Investor-Friendly Loans – Flip, bridge, refi, or cash out.
"Absolutely blown away by the quality and professionalism. Our garage looks incredible!"
— Sarah M., Homeowner
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Takes less than 2 minutes
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"Absolutely blown away by the quality and professionalism. Our garage looks incredible!"
— Sarah M., Homeowner
We've Funded Deals Like Yours
Real examples from our portfolio of successful real estate investments
Foreclosure Rescue
$180K
3 days
Distressed property purchase with immediate closing to prevent foreclosure
22% ROI
Probate Property
$320K
5 days
Estate settlement with environmental remediation requirements
28% ROI
Flip + Refinance
$250K
7 days
Complete renovation with permanent financing exit strategy
18% ROI
Bridge Financing
$450K
4 days
Distressed property purchase with immediate closing to prevent foreclosure
15% ROI
Your Partner in Real Estate Success
Flip Effective is a private hard money lending company specializing in short-term, asset-based real estate loans. We serve real estate investors, property flippers, and borrowers who need fast, flexible financing solutions.
Our direct lending model eliminates traditional banking delays and bureaucracy. We focus on the asset value and your exit strategy, not just credit scores and financial statements.
With our nationwide network and in-house underwriting, we can close deals in as little as 3 days, helping you seize time-sensitive opportunities that others miss.
Loan Products Designed for Investors
Flexible financing solutions tailored to your real estate investment strategy
Fix & Flip Loans
Purchase and renovation financing for property flippers
Term:
6-18 months
LTV:
Up to 70%
Rehab draws
Interest-only payments
Fast closing
Bridge Loans
Purchase and renovation financing for property flippers
Term:
6-18 months
LTV:
Up to 70%
Rehab draws
Interest-only payments
Fast closing
Rental Property Loans
Purchase and renovation financing for property flippers
Term:
6-18 months
LTV:
Up to 70%
Rehab draws
Interest-only payments
Fast closing
Cash-Out Refinance
Purchase and renovation financing for property flippers
Term:
6-18 months
LTV:
Up to 70%
Rehab draws
Interest-only payments
Fast closing
Transactional Funding
Purchase and renovation financing for property flippers
Term:
6-18 months
LTV:
Up to 70%
Rehab draws
Interest-only payments
Fast closing
Why Homeowners Choose Us
Experience the difference of working with true professionals
Fast Closings, No Red Tape
We fund deals in as little as 3 days — no endless paperwork or bank delays.
We Say Yes When Banks Say No
Low credit? No income proof? No problem. We focus on your property, not your history.
Flexible Loans for Unique Situations
From foreclosure and probate to divorce or balloon payments — we craft loans that fit your needs.
Real Estate Experts, Not Just Lenders
We understand real estate investing and complex deals. Our team helps you win — not just borrow.
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Flip Effective is a private hard money lending company specializing in short-term, asset-based real estate loans. We serve real estate investors, property flippers, and borrowers who need fast, flexible financing solutions.
Our direct lending model eliminates traditional banking delays and bureaucracy. We focus on the asset value and your exit strategy, not just credit scores and financial statements.
With our nationwide network and in-house underwriting, we can close deals in as little as 3 days, helping you seize time-sensitive opportunities that others miss.
Work That Speaks Volumes
Browse our portfolio of stunning floor transformations
3–10 Day Closings
Move fast on deals with funding in under two weeks — sometimes in just 3 days.
Transparent, No-Hassle Process
No hidden fees. No runaround. Just clear terms and fast answers from day one.
Minimal Paperwork, Maximum Efficiency
We keep it simple so you can focus on closing — not chasing documents.
What Our Happy Clients Say
Real reviews from real customers who love their new floors
"As someone who works with cars daily, I needed a floor that could handle oil, chemicals, and heavy equipment. This epoxy coating has exceeded all expectations."
Auto Shop Owner
"This service was excellent! The floor coating has transformed our garage. It's clean, safe, and incredibly durable."
Homeowner
"Amazing product! Installation was quick and the team was super professional. Highly recommend their services."
Warehouse Manager
"We were looking for a reliable floor coating for our commercial space and this exceeded our expectations!"
Restaurant Owner
"Amazing product! Installation was quick and the team was super professional. Highly recommend their services."
Warehouse Manager
Lisa Thompson
Sarah Johnson
Michael Lee
David Kim
Sarah Johnson
The Flip Effective Difference
While other lenders focus on credit scores and bank statements, we focus on the deal.
Our asset-based lending approach means faster approvals and more flexible terms for
qualified borrowers.
While other lenders focus on credit scores and bank statements, we focus on the deal. Our asset-based lending approach means faster approvals and more flexible terms for qualified borrowers.
Ready to Get Funded Fast?
Whether you’re flipping, refinancing, or solving a tough real estate situation — we’re ready to help.
No credit checks. No delays. Just real capital, real quick.
⚡It only takes 60 seconds. No obligation.
Frequently Asked Questions
Get answers to common questions about our epoxy flooring services
How long does installation take?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
Can epoxy be installed in commercial spaces?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
How durable is epoxy flooring?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
What's included in the free estimate?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
Do you work in all weather conditions?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
How do I maintain my epoxy floor?
Most residential projects take 1-2 days to complete. The first day involves surface preparation and primer application, followed by the epoxy coating. The second day includes topcoat application and final details. Commercial projects may take longer depending on square footage.
Your trusted partner for fast, flexible hard money lending solutions. Helping real estate investors achieve their goals since 2015. Your trusted partner for fast, flexible hard money lending solutions
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