TERMS & CONDITIONS

Effective Date: October 1, 2024

Welcome to CrediTania! These Terms & Conditions (“Terms”) govern your use of our website and services. By accessing or using our website, you agree to these Terms. If you do not agree with any part of these Terms, please do not use our services.

1. Services Provided

CrediTania provides credit repair and consultation services aimed at improving your credit score and helping you manage your financial health. Our services are governed by applicable credit repair laws and regulations. All services are provided on an “as-is” basis, and we do not guarantee specific results.

2. Eligibility

You must be at least 18 years old to use our services. By signing up for our services, you confirm that all information provided is accurate and that you have the legal capacity to enter into these Terms.

3. Payment and Refund Policy

CrediTania offers paid credit repair services. By signing up for our services, you agree to pay all applicable fees as outlined at the time of purchase. Payments must be made through the methods we specify.

• Refund Policy: Refunds are only issued under specific conditions. If you are dissatisfied with our services, please contact us to discuss your concerns. We will review each case individually.

4. User Responsibilities

You are responsible for:

• Providing accurate, current, and complete information to us

• Keeping your account login information confidential

• Complying with all applicable laws and regulations related to credit repair and financial services

• By engaging in our credit repair services, the customer acknowledges and agrees to maintain an active account with Credit Hero Score for the duration of the credit repair process. Failure to maintain an active account may impact the effectiveness of the credit repair service and is the sole responsibility of the customer.

You agree not to misuse the website or services, including but not limited to attempting to gain unauthorized access, submitting false or misleading information, or interfering with the website’s functionality.

5. Intellectual Property

All content, graphics, logos, and materials on this website are the intellectual property of CrediTania and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or use any content from this site without express written permission.

6. Limitation of Liability

CrediTania is not liable for any damages resulting from your use of the website or services. This includes, but is not limited to, loss of data, financial loss, or service interruptions. Our liability is limited to the maximum extent permitted by law.

7. No Guarantee of Credit Score Improvement

While we strive to provide effective credit repair services, we cannot guarantee specific improvements to your credit score. The credit repair process depends on several factors beyond our control, including how creditors and credit bureaus respond to disputes.

8. External Links

Our website may contain links to third-party websites. CrediTania is not responsible for the content or practices of these external sites. Use them at your own risk.

9. Termination

We reserve the right to terminate or suspend your account if we suspect any violation of these Terms or fraudulent activity. You may terminate your use of our services at any time by contacting us.

10. Governing Law

These Terms are governed by the laws of California, without regard to its conflict of law provisions. Any disputes arising out of these Terms will be resolved in the courts of Los Angeles County.

11. Changes to the Terms

We may update these Terms from time to time. If any changes are made, we will post the revised Terms on our website with the updated effective date. Continued use of the services after any changes implies your acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:

CrediTania

Email: creditaniainc@gmail.com

Phone: +1 657-571- 7006