Access Up to 55% of Your Home’s Value: Get the funds you need while staying in your home and enjoying life on your terms.

Tax-Free Income: The money you receive is not considered income, so it won't affect your Old Age Security (OAS) or other government benefits.

Maintain Home Ownership: You retain full ownership and control of your home, ensuring you can continue living in the place where you've built memories.

No Regular Mortgage Payments Required: Unlike a traditional mortgage, there are no monthly payments. The loan is repaid only when you sell your home or move out permanently.

Financial Flexibility: Use the funds for any purpose—home renovations, travel, medical expenses, or simply enhancing your day-to-day lifestyle.

Peace of Mind: Safeguard your financial future while staying secure in your own home, with protection from declining housing markets through a no-negative equity guarantee.