Terms and Conditions

Welcome to Kim Consultant Group LLC

Your Path to Better Credit Starts Here

Before we begin your journey toward stronger credit and financial confidence, we’ll review a few important documents together. These help protect you and ensure you fully understand every step of the process.

You’ll be asked to sign:

Credit Service Agreement

Authorization for Credit Repair Action

Consumer Credit File Rights (CROA Disclosure)

Right of Cancellation Notice

What We’ll Do for You

Credit Education and Document Preparation

We’ll start by taking a close look at your credit reports from all three major bureaus. Together, we’ll identify anything that looks inaccurate, outdated, or unfairly reported. You’ll decide what to dispute, and we’ll walk you through how it all works step by step.

Dispute Support

We’ll prepare and send the necessary correspondence to challenge inaccurate or unverifiable items on your credit reports.

Ongoing Guidance

Whenever you receive responses from the credit bureaus, just forward them to us. We’ll review them and help you prepare the next steps so your process keeps moving forward.

Coaching and Monitoring

We’ll stay connected through calls, emails, video sessions, or meetings. Our goal is to keep you informed, supported, and confident throughout your credit journey.

Simple, Transparent, and Fair

You’ll find all fees clearly listed in your Client Agreement with no hidden costs.

If you change your mind for any reason, you have three (3) business days from the date you sign to cancel. Just send us a written notice following the instructions in your agreement.

A Note from Our Team

At Kim Consultant Group LLC, we believe credit repair is more than removing negative items. It’s about rebuilding trust, confidence, and control over your financial life.

We’ll do everything we can to provide accurate information and guidance.

However, we are not attorneys and do not offer legal advice.

If you ever need legal counsel, we recommend speaking with a licensed attorney.

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