Take Control of Your Finances with a Smart Mortgage Refinance!

Refinance your mortgage to save money, pay off your loan faster, or access cash for life’s important goals.

What is a Refinance?

Refinancing is the process of replacing your existing mortgage with a new one, typically to secure better terms, such as a lower interest rate, different payment schedule, or to access the equity in your home. When you refinance, you pay off your original loan and take out a new mortgage, which can either have new terms or a higher principal if you're accessing equity.

Refinance Benefits:

Lower Monthly Payments
Refinancing to a lower interest rate can reduce your monthly mortgage payments, freeing up cash for other expenses or savings.
Access Home Equity
A cash-out refinance lets you tap into your home’s equity, giving you funds for home improvements, education, or other major expenses.
Shorten Loan Term or Switch Loan Type
Refinancing can allow you to move to a shorter-term loan to pay off your home faster, or switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for greater stability and predictable payments.
Consolidate Debt
Refinancing with a cash-out option can help you consolidate high-interest debt, such as credit cards, into a single, lower-interest payment.
Improve Financial Flexibility
Refinancing can provide the opportunity to restructure your mortgage to better suit your current financial goals, whether that's saving more or achieving greater stability.

find out how much equity you can take out

Contact Info

Address: Unit 112 - 50 Richmond St. East, Oshawa, Ontario, L1G 7C7

Phone: 365-305-3789

Email: INFO@EQTYPROS.CA