PRIVACY POLICY
Effective Date: June 1, 2025
Last Updated: June 5, 2025
ASAP Capital Solutions is committed to safeguarding your privacy and protecting the personal and business information you provided to us. This privacy policy explains how we collect, use, disclose, and store your information when you apply for business funding or use our services.
1. Information We Collect
A. Information you provide to us
- Full name, date of birth, address, email, and phone number
- Business name, structure, registration number, EIN, and address
- Financial records including bank statements, tax documents, payroll data
- Social Security Number (SSN) or other personal identification for credit assessments
- Application data and communication history
B. Information Collected Automatically
- Device type, operating system, browser type/version
- Ip address and geolocation data
- Site usage metrics (e.g., time on page, click behavior) via cookies, pixels, and similar tracking tech
C. Information From Third Parties
- Credit reporting agencies
- Payment processors and banking institutions
- Background screening providers
- Publicly available business registries
2. How We Use Your Information
We use your data to:
- Verify identity and business ownership
- Evaluate and process funding applications
- Underwrite and manage financing agreements
- Monitor account activity for compliance and fraud detection
- Deliver updates, promotional offers, or important legal information
- Improve services and website functionality
- Comply with legal and regulatory obligations
3. Legal Basis For Processing (If Applicable)
If you are located in the EU, UK, or another jurisdiction that requires a legal basis for processing personal data. We process your information under one or more of the following legal bases:
- Contractual necessity (e.g., providing funding services)
- Legal obligation (e.g., identity verification, anti-money, laundering)
- Legitimate interests (e.g., fraud prevention, service improvement)
- Consent (e.g., marketing communications)
4. Retention Data
We retain personal and business information for as long as necessary to:
- Provide services and maintain business relationships
- Comply with legal regulatory, tax, accounting, or reporting requirements.
- Resolve dispute or enforce our agreements
Retention periods very depending on the nature of the data and legal obligations.
5. International Data Transfers
If you are located outside the United States, your information maybe transferred to and processed in the United States or other countries. We take appropriate safeguards to ensure your data is protected in accordance with applicable law, including contractual protections or certification frameworks (e.g., EU Standard Contractual Clauses).
6. Automated
Decision-Making
Certain parts of our application and underwriting processes maybe automated to assess eligibility and risk. If automated decisions are made that have legal or similarly effects, you may have the right to request human invention and contest the decision.
7. Your Privacy Rights
Depending on your location, you may have the right to:
- Access the personal data we hold about you
- Correct inaccurate or outdated information
- Delete or restrict the processing of your data
- Object to certain data processing activities
- Receive your data in a portable format
- Withdraw consent (where applicable)
To exercise any of these rights, please contact us (see Section 11).
8. Marketing Communications
We may send marketing Emails or SMS messages related to our services. You can opt out any time by:
- Clicking the "unsubscribe" links in emails
- Replying "STOP" to SMS messages
- Contacting us directly to update your preferences
Please note that you may still receive important administrative messages even if you opt our marketing.
9. Cookies And Tracking Technologies
We use cookies, web beacons, and analytics tools to improve user experience, track usage, and measure the effectiveness of our marketing. You can manage cookies through your browser settings. Some services may not function properly without them.
10. Data Security
We implement industry-standard safeguards to protect your data:
- Secure Socket Layer (SSL) encryption
- Firewalls and intrusion detection system
- Role-based access controls
- Regular security audits and staff training
Despite these measures, no system is 100% secure. Please notify us immediately if you suspect unauthorized access to your information.
11. Contact Information
To ask questions about this Privacy Policy, Your Rights, or to submit a request regarding your date, please contact:
ASAP Capital Solutions
Email: (Email)
Website: www.asapcapitalsolutions.com
12. Changes To This Privacy Policy
We may update this Privacy Policy periodically ro reflect changes in legal, regulatory, or operational requirements. Updates will be posted to this page with the revised effective date. Continued use of our services after updates contributes acceptance of the revised policy.