We hereby license to you, on a revocable, non-exclusive, non- sublicensable and otherwise nontransferable basis, and subject to the Terms of Use, the limited right to install, access, and use the Mobile App on a personal Device owned or controlled by you, solely for your own personal, noncommercial use. All rights not expressly granted to you are reserved by us. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, loan, decompile, reverse engineer, disassemble, frame, create derivative works from, transfer, or otherwise use in any other way for commercial or public purposes in whole or in part any information, software, products or services obtained from the Mobile App, except for the purposes expressly provided herein, without our prior written approval. Unauthorized use of the Mobile App, including, but not limited to, unauthorized entry into our systems, misuse of passwords or misuse of any other information, is strictly prohibited. You agree that you will not access or use the Mobile App or otherwise engage in any activities related to the Mobile App, contrary to applicable laws or regulations. You agree not to provide access to your Device together with your user id and password to others. You are responsible for all your use of the Mobile App and for ensuring that your use of or access to the Mobile App complies fully with these Terms of Use. You acknowledge and agree that any use of the Mobile App occurring through the installed Mobile App shall be deemed to be your actions and that we may rely upon such actions. You are solely responsible for protecting the security of the installed Mobile App on your Device.