Beyond Lending Australia Pty Ltd

ABN 23 684 641 003

Effective Date: 31 March 2025

1. We Respect Your Privacy

Beyond Lending Australia Pty Ltd (“we”, “us”, “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data in line with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.

2. What We Collect

We may collect personal information including:

• Your full name, phone number, and email address

• Business name, ABN, trading history, and revenue details

• Details about your funding needs or loan preferences

• Identification information (e.g. driver’s licence, date of birth)

• IP address, browser type, and website interaction data

3. How We Collect It

We collect personal information in the following ways:

• When you complete forms on our website

• When you contact us via phone, email or chat

• From third-party referral platforms or lenders (with consent)

• Through cookies and analytics when you browse our website

4. Why We Collect It
We collect and use your information to:

• Match you with relevant non-bank lenders and finance products

• Contact you regarding your enquiry or application

• Improve our services, website, and user experience

• Send updates, product offers, or educational content (where relevant)

5. Disclosure to Third Parties
We may disclose your information to:

• Lender partners, brokers, and service providers relevant to your enquiry

• IT providers, marketing platforms, analytics services, or cloud storage tools

• Legal or regulatory authorities where required by law

• Any potential buyer of our business (under confidentiality obligations)

We only share your information where necessary and ensure it is handled securely.

6. Data Security

We take reasonable steps to protect your personal information from misuse, interference, loss, and unauthorised access. However, no internet-based system is completely secure. You provide data at your own risk.

7. Access and Correction

You may request access to or correction of your personal information at any time.

Please contact us at:

[email protected]

We may charge a small fee for access and may refuse access in limited circumstances as permitted by law.

8. Overseas Disclosure

Some of our systems or service providers may be located outside Australia. By using our services, you consent to the transfer and storage of your data in overseas locations where applicable.

9. Cookies and Website Tracking

• We use cookies to improve your experience and understand how users interact with our website

• You can manage or disable cookies in your browser settings

• We may use third-party tracking (e.g. Google Analytics, Meta Pixel) to measure performance or deliver relevant ads

10. Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their content or privacy practices. Please review their policies before submitting your information.

11. Making a Privacy Complaint

If you believe your privacy has been breached, contact us at:

[email protected]

We take all complaints seriously and will respond as soon as reasonably possible.

12. Changes to This Policy

This Privacy Policy may be updated from time to time. The current version will always be available at:

www.beyondlending.com.au