Last Updated: October 17th, 2025
Overview:
This website and recruitment funnel are operated by Flow State Financial, an independent life insurance brokerage and marketing organization. By accessing, browsing, or submitting information through this website, you agree to be bound by the following Terms and Conditions, as well as any additional terms and policies referenced herein.
If you do not agree to these Terms, please do not use this site or submit any information.
1. Purpose of This Website
This website is designed for individuals interested in learning more about becoming a licensed life insurance agent or broker affiliated with Flow State Financial.
It is not intended for consumers seeking to purchase insurance directly.
Submitting your information does not guarantee employment, partnership, or contracting opportunities. Flow State Financial reserves the right to accept or decline any applicant at its sole discretion.
2. Eligibility
To apply as an agent or affiliate, you must:
- Be at least 18 years of age.
- Be legally authorized to work in the United States.
- Be willing and able to obtain or hold a valid state life insurance license.
By submitting your information, you affirm that all details provided are accurate and truthful.
3. Independent Contractor Relationship
Agents affiliated with Flow State Financial are independent contractors, not employees. Nothing on this site or in any communication from Flow State Financial shall be construed as creating an employer-employee relationship, partnership, or joint venture.
4. Use of Information and Communications Consent
This website uses tracking technologies such as cookies and the Facebook Pixel to collect data about how visitors use the site. This may include information about your interactions, device type, browsing behavior, and engagement with forms or advertisements.
We use this information to:
- Measure and improve our marketing campaigns.
- Understand which types of visitors are most interested in our recruitment opportunities.
- Deliver relevant advertising content through platforms like Facebook, Instagram, and other Meta products.
By using this site, you consent to the collection and use of your data as described.
You can learn more about how Facebook collects and processes data by visiting Facebook’s Data Policy.
For additional details on how we handle your personal information, please review our Privacy Policy
5. Earnings Disclaimer
Flow State Financial makes no guarantee of income or success. Earnings and results depend on individual effort, licensing status, sales performance, and market conditions.
6. Intellectual Property
All content, graphics, text, and branding on this website are the property of Flow State Financial or its affiliates. Unauthorized use, reproduction, or distribution of any material is strictly prohibited.
7. Third-Party Links
This website may include links to third-party websites or resources. Flow State Financial is not responsible for the content, accuracy, or practices of those sites. Accessing such links is at your own risk.
8. Limitation of Liability
Flow State Financial is not liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided.
9. Modifications
We reserve the right to update or modify these Terms and Conditions at any time without prior notice.
Updates will be reflected by the “Last Updated” date above. Continued use of this site after modifications constitutes acceptance of the revised Terms.