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Terms of Service

Effective Date: January 1st, 2026

1. Nature of Services

(Georgia Compliance) [Company Name] is a Financial Education and Strategy Consulting firm.

* No Credit Repair: We are NOT a credit repair organization. We do not perform "credit repair" services as defined by the Georgia Fair Business Practices Act or the federal Credit Repair Organizations Act (CROA).

* Educational Scope: Our services are limited to mentorship, financial literacy education, and guidance on funding readiness. We do not "clean" credit reports or negotiate with creditors to remove accurate information.

2. No Guarantees

While we provide strategies to help you become "funding ready," [Company Name] does NOT guarantee:

* Specific increases in credit scores.

* Approval for any specific loan or line of credit.

* The removal of any specific items from a credit report.

3. Client Responsibility

Financial results depend on your individual discipline and implementation of the educational strategies provided. You are responsible for the accuracy of any information you provide to lenders or bureaus.