Loans from $10,000 - $2,000,000
Frequently Asked Questions
How does Funding Financiers make money?
Funding Financiers gets paid by its network of lenders and other partners. We understand that you may worry this creates a bias for us to recommend the partner who pays us the most. All we can say is that the most important things to the health of this site are its reputation and its relationship with you. Here's why: we are going to recommend a product, no matter what, and we are going to make our best efforts to recommend a partner and product that meets your needs — hopefully a quickly funded loan, at a great rate. If not that, then another product that may meet your needs even better than a loan. If we recommend something because we are biased or lazy, and the product isn't right or the partner doesn't approve you, we look dumb. We think that is the best mix of keeping the lights on for us and giving you a great experience.
Does using Funding Financiers impact my credit score?
No! Using Funding Financiers will not impact your credit score.
It's important to understand the difference between a hard credit pull and a soft credit pull. A soft pull is used by a lender to have a look at your credit file to see what type of loan they might be willing to offer you. It saves you from having to find and input all of the information that sits in your credit file. A soft credit pull is not recorded on your credit file, and so it does not impact your credit score. Soft pulls enable us to shop around for lending products without damaging our credit.
A hard credit pull, however, does impact your credit score. Lenders use hard pulls when you actually apply for credit. That's when you are affirmatively saying to that lender that you wish to apply for a specific loan with specific terms. When you make that application, the lender pings the credit bureau and tells the credit bureau that you are applying for a loan. The credit bureau sends back your credit file, and then notes that you have just put in an application for credit.
Now, an important caveat - if you decide that you like the loan that Funding Financiers matches you to and you want to apply for that loan, the lender will eventually have to use a hard pull of your credit. But that will only happen once you find a particular loan that you want.
What’s the difference between a business loan and a personal loan?
Depending on a business’s structure and attributes, business owners may be able to obtain favorable loan terms when borrowing for their business with a business loan, compared to borrowing on their own via a personal loan. If you’re borrowing for your business, be sure to check rates for loans backed by your business, since they may unlock lower rates than what you could see with a personal loan.
Our business loan network is large. If we can’t find you a matching business loan lender in our network, don’t worry! We also have a network of personal loan lenders with competitive rates. If you don’t match with a business lender, we’ll also give you the options to check rates from our personal loan network.
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This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.
Funding Financiers is not a lender or broker itself, or a life insurance company, insurance agent, or insurance broker itself. It does not broker loans to lenders; it does not make
loans or credit decisions; it does not make insurance decisions. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a loan or an insurance product. The operator of this website is a life insurance agent, representative, and broker of any lender or insurance company and does not endorse or but does charge you a backend fee for any service or product.