Empowering With Credit (EWC) is a service provided by Galette Enterprises LLC. All enrollments, payments, and agreements are processed under Galette Enterprises LLC.
By enrolling in services, submitting payment, or engaging with Empowering With Credit (EWC), you acknowledge and agree to this No Refund Policy. All fees paid are considered earned and are non-refundable once payment is submitted.
EWC provides time, labor, administrative support, dispute preparation assistance, consultation, and service infrastructure. As a result, service preparation and internal workflow begin once enrollment and payment confirmation are received. Because service work, staffing, system allocation, and compliance procedures begin immediately, refunds are not provided.
EWC does not guarantee specific outcomes, deletions, approvals, or score increases. Results vary based on individual credit history, bureau responses, verification outcomes, creditor documentation, and client participation. Lack of expected outcome does not constitute grounds for a refund.
Clients are responsible for providing accurate information, timely responses, required documentation, and participation in the dispute process. Failure to cooperate or respond does not qualify for a refund under any circumstances.
All payments made are final. Chargebacks, unauthorized disputes, or fraudulent payment reversals may result in service termination, account documentation submission, and potential legal pursuit if necessary.
This No Refund Policy operates in compliance with applicable consumer policies and business service structures. If specific state or federal law requires an exception, documentation must be reviewed and confirmed by Galette Enterprises LLC before consideration.
By submitting payment, signing up for services, or continuing forward with enrollment, you acknowledge that you have read, understood, and agree to this No Refund Policy.
© 2025 Galette Enterprises LLC. All rights reserved.
© 2025 Galette Enterprises LLC. All rights reserved.