Generational Wealth
Proverbs 13:22 — A good man leaves an inheritance to his children’s children.
This is not optional.
This is a biblical mandate for legacy.
Life insurance — especially whole life — becomes one of the most efficient tools to fulfill this Scripture.
Life Insurance Services
Choose from a range of life insurance services designed to provide financial security and peace of mind.
Term Life Insurance
Term life insurance delivers maximum protection at a minimal cost. It provides a large amount of coverage for a set period, giving families peace of mind during their most important earning and child‑raising years. Simple, affordable, and focused — term life is protection that fits real life.
Whole Life Insurance
Whole life insurance is more than a policy — it’s a lifelong asset. With guaranteed coverage, locked‑in premiums, and cash value that grows year after year, whole life provides protection today while building financial strength for tomorrow. It’s stability you can count on, and a legacy your family can rely on
What Our Clients say!
Read what our clients have to say
" has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing."
John Doe
"I've been a customer of for several years now and have always been impressed with their competitive rates and reliable coverage."
Mark Johnson
" is the best life insurance provider I've come across. They truly care about their customers and go above and beyond to meet their needs."
Emily Brown
" has exceeded my expectations in every way. I am extremely satisfied with their services."
Michael Wilson
FAQs
Find answers to commonly asked questions about life insurance and 's offerings.
What is life insurance?
Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death.
Who needs life insurance?
Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death.
How much life insurance do I need?
The amount of life insurance you need depends on factors such as your income, debts, and financial goals. It's best to consult with a financial advisor to determine the right coverage for your specific needs.
What are the types of life insurance?
There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.
How do I apply for life insurance?
To apply for life insurance, you can contact an insurance agent or visit our website to get a quote and start the application process. It typically involves providing personal and medical information, and may require a medical exam.them before making a decision.
What are living benefits?
Living benefits let you access a portion of your life insurance while you’re still alive if you face a qualifying illness or medical event. Instead of only protecting your family after death, living benefits provide financial support during life’s toughest moments — covering bills, treatment, or income loss when you need it most.
Discover the Power of Insure
Protecting Your Future with Comprehensive Life Insurance Solutions
Refuge and Strength Financial provides reliable life insurance solutions to safeguard your loved ones' financial security. Learn more today.
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