Refuge Strength Financial exists to empower individuals and families to build generational wealth through wisdom, stewardship, and intentional legacy planning. We teach financial principles rooted in responsibility, purpose, and long-term vision — helping people protect what matters, grow what they’ve been given, and leave a legacy that endures.
Our life insurance offers comprehensive coverage and financial security for you and your loved ones. With flexible plans and competitive rates, we make it easy to protect what matters most.
At Refuge and Strength Financial, we offer a variety of life insurance policies to meet your specific needs
Term life insurance provides coverage for a set period of time, typically 10, 20, or 30 years.
Whole life insurance offers lifelong coverage, a guaranteed cash value, death benefit, and savings.
At Refuge and Strength Financial, we offer affordable life insurance plans with an easy application process and excellent customer service.
By offering cost‑effective coverage, we empower families to protect their health, income, and future without sacrificing their budget. The goal is simple: provide real protection that meets real‑life needs, at a price people can actually sustain
Our application process is designed to be simple, fast, and stress‑free. With just a few basic questions and clear step‑by‑step guidance, you can apply in minutes — no confusion, no paperwork overload, and no hidden hurdles. We make it easy so you can focus on getting the protection you need without the hassle
" has provided me with the peace of mind knowing that my family will be taken care of financially in the event of my passing."
"I've been a customer of for several years now and have always been impressed with their competitive rates and reliable coverage."
" is the best life insurance provider I've come across. They truly care about their customers and go above and beyond to meet their needs."
" has exceeded my expectations in every way. I am extremely satisfied with their services."
Find answers to commonly asked questions about life insurance and 's offerings.
Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment to their beneficiaries upon their death.
Anyone who has dependents or financial obligations should consider life insurance. It provides financial protection and peace of mind to your loved ones in the event of your death.
The amount of life insurance you need depends on factors such as your income, debts, and financial goals. It's best to consult with a financial advisor to determine the right coverage for your specific needs.
There are different types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits, so it's important to understand them before making a decision.
To apply for life insurance, you can contact an insurance agent or visit our website to get a quote and start the application process. It typically involves providing personal and medical information, and may require a medical exam.them before making a decision.
Living benefits let you access a portion of your life insurance while you’re still alive if you face a qualifying illness or medical event. Instead of only protecting your family after death, living benefits provide financial support during life’s toughest moments — covering bills, treatment, or income loss when you need it most.
Protect your loved ones with affordable life insurance coverage.
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