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A Reverse Mortgage in Second Position Could Help You Stay Confident and Comfortable in Your Home.

At Carrollton Mortgage, we know you want to be a confident, happy homeowner — not someone worrying about rising costs or outgrowing your financial options.

That’s why we offer solutions like the Reverse Mortgage in Second Position — a smart way to unlock the power of your home’s equity, while keeping your current mortgage in place.

What Is It?

A reverse mortgage in second position allows you to keep your existing first mortgage — often with a great rate you’ve already secured — and add a second loan that lets you access some of your home’s equity.

Here’s the best part:

This second mortgage doesn’t require monthly payments. You can access the funds today and repay the loan when you move, sell your home, or pass away.

Why Choose a Second-Position Reverse Mortgage?

✅ Keep the great mortgage you already have — no need to refinance.

✅ No monthly payments on the second mortgage.

✅ Access funds to cover rising costs, health expenses, or simply enjoy life.

✅ Stay in your home and stay in control of your finances.

✅ Like all reverse mortgages, the loan is secured by your home and accrues interest — which means equity will decrease over time as interest compounds until the loan is repaid

In short: You get more financial freedom without adding financial stress.

How It Helps You Stay a Happy Homeowner

We understand how frustrating it can feel when your budget gets squeezed — and you wonder whether your home is really working for you.

A second-position reverse mortgage gives you flexibility:

Pay for unexpected expenses
Support retirement income
Make home improvements
Build a financial cushion
Live life with more stability and less worry

You stay in your home. You stay in control. You enjoy life with greater confidence.

How We Make It Simple

1. Start the conversation. Call us at 209.526.6200 — we’ll listen and learn about your goals.

2. We’ll work together to explore if this is the right option for you.

**3. You’ll enjoy greater freedom and stability, knowing you have access to your home’s equity — on your terms.

Stop the Stress. Start Living.

Don’t let today’s rising costs or life’s surprises keep you from enjoying the stability, freedom, and happiness of homeownership.

Instead, partner with Carrollton Mortgage — and discover how a reverse mortgage in second position can help you feel at home… in your home.

Call us today. We’re here to help you feel confident and secure — just like we’ve helped thousands of homeowners since 1989.

Begin the application

Why It Matters That Adam Weinert of Carrollton Mortgage Is a Certified Reverse Mortgage Professional

When considering a reverse mortgage, working with someone you trust isn’t just a preference—it’s essential. That’s why Adam Weinert’s designation as a Certified Reverse Mortgage Professional (CRMP) matters deeply.

The CRMP credential is the highest certification available in the reverse mortgage industry. It is awarded by the National Reverse Mortgage Lenders Association (NRMLA)—the national voice of the reverse mortgage industry—only to professionals who meet strict standards of experience, ethics, and ongoing education.

To earn the CRMP title, candidates must:

Have at least three years of experience specifically in reverse mortgage lending.

Complete advanced coursework and pass a rigorous written exam covering everything from federal regulations to ethical guidance and client counseling.

Submit to a comprehensive background check.

But earning the designation is just the beginning. CRMPs must complete continuing education every year and remain in good standing with NRMLA by adhering to its Code of Ethics and Professional Responsibility, ensuring that clients receive guidance rooted in current best practices and unwavering integrity.

By choosing Adam, you’re working with a professional who has gone above and beyond to demonstrate his expertise and commitment to doing what’s right for you. You can be confident that you’re receiving personalized advice from one of the most qualified experts in the field—someone who’s nationally certified and California focused to help you make informed, secure decisions about your financial future.