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Jumbo Reverse Mortgage

Age in Place. Live with Confidence.

At Carrollton Mortgage, we know you want to be a confident, happy homeowner — for life. That means staying in the home you love, while keeping your finances secure in retirement.

But here’s the challenge:

If your home is valued above the FHA lending limit — currently $1,209,750 — or if you need to borrow more than a traditional reverse mortgage allows, your options can feel limited.

That’s why we’re here to help.

A Jumbo Reverse Mortgage gives you access to more of your home’s value — up to $5 million — with no monthly loan payments required. And because these loans aren’t FHA-backed, you’ll avoid the extra cost of mortgage insurance premiums.

Since 1989, we’ve helped thousands of people — just like you — access the right loan to stay on track and enjoy the freedom of being a happy homeowner.

Why Choose a Jumbo Reverse Mortgage?

✅ Borrow more than the FHA lending limit on higher-value homes

✅ No monthly mortgage payments required

✅ No mortgage insurance premiums

✅ Access your funds as a lump sum, line of credit, or a combination of both

✅ Available to homeowners as young as 55

✅ Stay in your home — just keep up with taxes, insurance, and home maintenance

✅ Like all reverse mortgages, the loan is secured by your home and accrues interest — which means equity will decrease over time as interest compounds until the loan is repaid

Real Results That Matter

In March 2025, a senior couple in Santa Barbara partnered with Carrollton Mortgage to close a Jumbo Reverse Mortgage — and saved $13,000 compared to their previous offer.

That’s the power of having the right team on your side.

How to Get Started

Start the conversation — Call us at 209.526.6200
We’ll work together to find the right loan for your goals
Enjoy life as a happy homeowner with greater stability, confidence, and freedom

What to Know

You must be at least 55 years old

Your home must be your primary residence in good condition

You must keep current with property taxes, insurance, and maintenance

Repayment is generally deferred until the last borrower moves out, sells the home, or passes away

Stop the Stress. Start Living.

Don’t let rising costs or limited options keep you from the comfort, freedom, and happiness you deserve in your retirement.

Instead, partner with Carrollton Mortgage — the trusted team that helps homeowners feel confident, secure, and truly at home.

Because we believe everyone should feel at home… in their home.

Call us at 209.526.6200 to start the conversation

We’ll review your situation and find the right jumbo reverse mortgage for your goals

Enjoy the financial freedom and security you deserve

Begin the application

Why It Matters That Adam Weinert of Carrollton Mortgage Is a Certified Reverse Mortgage Professional

When considering a reverse mortgage, working with someone you trust isn’t just a preference—it’s essential. That’s why Adam Weinert’s designation as a Certified Reverse Mortgage Professional (CRMP) matters deeply.

The CRMP credential is the highest certification available in the reverse mortgage industry. It is awarded by the National Reverse Mortgage Lenders Association (NRMLA)—the national voice of the reverse mortgage industry—only to professionals who meet strict standards of experience, ethics, and ongoing education.

To earn the CRMP title, candidates must:

Have at least three years of experience specifically in reverse mortgage lending.

Complete advanced coursework and pass a rigorous written exam covering everything from federal regulations to ethical guidance and client counseling.

Submit to a comprehensive background check.

But earning the designation is just the beginning. CRMPs must complete continuing education every year and remain in good standing with NRMLA by adhering to its Code of Ethics and Professional Responsibility, ensuring that clients receive guidance rooted in current best practices and unwavering integrity.

By choosing Adam, you’re working with a professional who has gone above and beyond to demonstrate his expertise and commitment to doing what’s right for you. You can be confident that you’re receiving personalized advice from one of the most qualified experts in the field—someone who’s nationally certified and California focused to help you make informed, secure decisions about your financial future.