888.730.5200

Free Download: More Joy For Your Budget

Buy with Reverse

Age in Place. Live with Confidence.

At Carrollton Mortgage, we know that your home should fit your lifestyle—whether that means downsizing, upsizing, or relocating closer to family. If you’re 62 or older, the Home Equity Conversion Mortgage for Purchase (HECM for Purchase) can help you buy a new home with no monthly mortgage payments, using the proceeds from the sale of your current home as a down payment.

This unique reverse mortgage option allows you to move into your dream home with financial freedom—no monthly mortgage payments required—while retaining full ownership of your home.

Since 1989, we’ve helped seniors like you transition smoothly to the homes that best suit their retirement goals, with personalized guidance every step of the way.

Why Choose Reverse Mortgage for Purchase?

Use the proceeds from your current home sale or savings as a down payment (usually 40-60% of the purchase price)

Cover the remaining balance with a reverse mortgage—no monthly mortgage payments required**

Maintain ownership of your home and your equity—no bank ownership

You still pay property taxes, insurance, maintenance and other home ownership expenses as usual

Stay in your home as long as you meet loan requirements

Flexibility to refinance or sell without penalties

Real Results That Matter

Many seniors have successfully bought their ideal retirement homes with a Reverse Mortgage for Purchase, freeing up cash flow while enjoying the home that fits their lifestyle.

How to Get Started

Call us at 209.526.6200 to start the conversation
We’ll review your situation and find the right reverse mortgage for your goals
Enjoy the financial freedom and security you deserve

What to Know

The home you purchase must be your primary residence

You are responsible for property taxes, insurance, and maintenance

No monthly mortgage payments are required while your loan is in good standing.

To keep the loan in good standing, at least one borrower must occupy the home, the property taxes must be current, the home owners insurance must be current, there cannot be any deferred maintenance.

Explore Your Options

We offer a variety of reverse mortgage products including HECM and Non HECM plans designed to fit your unique needs.

Stop the stress. Start living.

Don’t let financial worries stand in the way of moving into the home you deserve. Partner with Carrollton Mortgage—the trusted team dedicated to helping seniors live securely and comfortably in the homes they love.

Because everyone deserves to feel at home… in their home.

Begin the application

Why It Matters That Adam Weinert of Carrollton Mortgage Is a Certified Reverse Mortgage Professional

When considering a reverse mortgage, working with someone you trust isn’t just a preference—it’s essential. That’s why Adam Weinert’s designation as a Certified Reverse Mortgage Professional (CRMP) matters deeply.

The CRMP credential is the highest certification available in the reverse mortgage industry. It is awarded by the National Reverse Mortgage Lenders Association (NRMLA)—the national voice of the reverse mortgage industry—only to professionals who meet strict standards of experience, ethics, and ongoing education.

To earn the CRMP title, candidates must:

Have at least three years of experience specifically in reverse mortgage lending.

Complete advanced coursework and pass a rigorous written exam covering everything from federal regulations to ethical guidance and client counseling.

Submit to a comprehensive background check.

But earning the designation is just the beginning. CRMPs must complete continuing education every year and remain in good standing with NRMLA by adhering to its Code of Ethics and Professional Responsibility, ensuring that clients receive guidance rooted in current best practices and unwavering integrity.

By choosing Adam, you’re working with a professional who has gone above and beyond to demonstrate his expertise and commitment to doing what’s right for you. You can be confident that you’re receiving personalized advice from one of the most qualified experts in the field—someone who’s nationally certified and California focused to help you make informed, secure decisions about your financial future.