Terms of Service
Please read these Terms of Service (“Terms”) carefully before using the website and services provided by American Truckers Advantage, a DBA of Landmark Financial (“American Truckers Advantage,” “we,” “our,” or “us”). By accessing or using our website, you agree to comply with and be bound by these Terms.
1. Acceptance of Terms
By accessing or using our website, you agree to these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our website or services.
2. Use License
We grant you a limited, non-exclusive, non-transferable license to temporarily access and view the materials on our website for personal, non-commercial use only. This license does not transfer ownership.
Under this license, you may not:
Modify, copy, or reproduce materials
Use materials for commercial purposes or public display
Attempt to reverse engineer any software on the website
Remove copyright or proprietary notices
Transfer or mirror materials on another server
This license will automatically terminate if you violate any of these restrictions.
3. Services Provided
American Truckers Advantage provides educational information about Indexed Universal Life (IUL) insurance and connects individuals—primarily truckers—with insurance providers.
We are not an insurance company and do not issue or underwrite insurance policies. Our role is limited to connecting users with third-party providers.
We may also share your information with third parties for compensation.
4. No Professional Advice
All information on this website is provided for general informational purposes only and does not constitute:
Insurance advice
Financial advice
Legal advice
Tax advice
You should consult a qualified professional before making any decisions based on the information provided.
5. User Accounts and Information
If you create an account or submit information, you agree to:
Provide accurate, complete, and up-to-date information
Maintain and update your information as needed
Keep your login credentials secure
Accept responsibility for all activity under your account
Notify us immediately of unauthorized use
We may also share your information with third parties for compensation.
6. Prohibited Uses
You agree not to use the website:
In violation of any applicable laws or regulations
To send unauthorized advertising or promotional content
To impersonate any person or entity
To engage in fraudulent, harmful, or illegal activities
To interfere with others’ use of the website
7. Intellectual Property
All content, features, and functionality on this website are the property of American Truckers Advantage and are protected by applicable intellectual property laws, including copyright and trademark laws.
8. Disclaimer
In violation of any applicable laws or regulations
To send unauthorized advertising or promotional content
To impersonate any person or entity
To engage in fraudulent, harmful, or illegal activities
To interfere with others’ use of the website
All materials on this website are provided on an “as is” and “as available” basis.
We make no warranties, expressed or implied, including but not limited to:
Merchantability
Fitness for a particular purpose
Non-infringement
We do not guarantee the accuracy, reliability, or completeness of the website content.
9. Limitation of Liability
To the fullest extent permitted by law, American Truckers Advantage and its affiliates will not be liable for any damages, including:
Loss of data
Loss of profits
Business interruption
arising from your use of or inability to use the website, even if we have been advised of the possibility of such damages.
10. Revisions and Errors
The content on our website may include technical or typographical errors. We may update or change content at any time without notice and do not guarantee that all information is current or accurate.
11. Third-Party Links
Our website may contain links to third-party websites or services. We do not control and are not responsible for:
Their content
Their privacy policies
Their practices
Your use of third-party websites is at your own risk.
12. Modifications to Terms
We may update or revise these Terms at any time without prior notice. Continued use of the website constitutes acceptance of the updated Terms.
13. Governing Law
These Terms are governed by the laws of the United States. You agree to submit to the exclusive jurisdiction of the courts located within the United States.
14. Important Disclosures
American Truckers Advantage:
Is not an insurance company, agency, or broker
Does not sell, bind, or underwrite insurance policies
All information provided is educational in nature and should not be relied upon as professional advice.
15. Service and Marketing Partners
By submitting your information through our website, you agree that we may share or distribute your information to third-party partners, including:
Licensed insurance agents
Brokerages and carriers
Lead buyers and marketing partners
These third parties may contact you via:
Phone calls
Text messages
Emails
Automated or prerecorded systems (where legally permitted)
These partners are independent and not affiliated with American Truckers Advantage. We do not endorse or guarantee their services.
16. Contact Information
If you have questions about these Terms, please contact us:
American Truckers Advantage
Email: [email protected]
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