Mac says, sometimes clarity begins by questioning the rules.
If you’ve always done “what you’re supposed to do” and something still feels off — you’re not alone. Mac exists for the moment when the standard advice stops working.
When the plan feels rigid. When the assumptions feel inherited, not chosen. Mac’s role is not to push you into risk — it’s to help you see where unquestioned defaults may be limiting better options.
Most people never think for themselves because the world trains them not to.
Most people are told that paying a little extra or switching to bi-weekly payments is “good enough.” This tool challenges that assumption by showing how different strategies actually change payoff time and interest — using the same starting numbers. This isn’t about finding the right answer. It’s about seeing whether the advice you’ve been given holds up under real math.
Ways to explore - when you're ready.
Question the Assumptions
Compare common mortgage strategies side by side.
Calculate the cost of time delayed.
See the strategy with your own numbers
See how different payoff paths change time and interest.
Discover why sequence matters more than intensity.
Reflect on stories
Real journeys where non-traditional paths led to better outcomes
Learn where people broke from convention — and why
Online resources
Resources for financial stewardship.
Reading for mindset and perspective change.
Disclaimer
Questioning the rules doesn't remove responsibility.
It clarifies where responsibility actually begins.
These tools are educational by design.
They do not replace personalized advice.
These tools provide perspective, not prescriptions
They help you understand options before choosing.
Their purpose is simple:
To help you understand what’s possible
— clearly and calmly.
Start where you are:
There's no single right way to begin.
Some people want numbers.
Some want explanations. Some want examples. Some want Some want to challenge the entire framework.
We're here for you either way.
Choose the path that fits you best.
Check our calendar and book a video call with a person.
Learn more:
Barry — The Pattern Breaker
Explore tools that reveal tradeoffs and long-term patterns.
Les - The Shepherd
Calm guidance and whole-picture clarity
Micah — The Strategist
See how systems, timing, and structure affect outcomes.
Taylor — The Spiritual Guide
Clarity that comes from aligning decisions with your values..
Tess — The Encourager
Support for staying hopeful and steady while you learn.
Fire My Mortgage helps families create clarity and control using math-based strategies and guided support.
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