Affordable Dental Financing in La Plata, MD

Affordable Dental Financing Options

Get The Smile You Deserve With Flexible Monthly Payment Plans

Don’t let budget concerns stand between you and a healthy, confident smile. At La Plata Dental, we believe high-quality dental care should be accessible to everyone. Whether you need a routine cleaning, emergency dental work, or a complete cosmetic transformation, our flexible financing options through Sunbit make it easy to manage your costs.

Financing For All Your Dental Needs

Smile Now. Pay-Over-Time.

At La Plata Dental, we understand that dental care can be a significant investment. That's why we've partnered with top financing providers to offer solutions that fit your budget. We aim to make dental care accessible and stress-free, allowing you to focus on your oral health without financial worries.

Choosing Sunbit for your dental financing at La Plata Dental means enjoying flexible payment plans tailored to your budget. There is no hard credit check, so your credit score remains unaffected.

You can use our dental payment plans for any service we offer. From essential health procedures to elective aesthetic upgrades, we have you covered:

  • Preventative Care: Cleanings, X-rays, and comprehensive exams.

  • Restorative Dentistry: Fillings, crowns, bridges, and dentures.

  • Dental Implants: Long-term, stable solutions for missing teeth.

  • Invisalign®: Achieve a straighter smile for as low as $4,995.

  • Cosmetic Treatments: Professional teeth whitening and custom veneers.

  • Emergency Dentistry: Get urgent care now and pay over time.

Why Choose Sunbit Financing?

We’ve partnered with Sunbit to provide a stress-free way to pay for your dental care over time. Our financing process is designed to be transparent, fast, and inclusive.

High Approval Rates

Approximately 85%–90% of patients are approved, even with less-than-perfect credit.

No Hard Credit Check To Apply

Checking your eligibility uses a "soft pull," so it won’t impact your credit score.

No Hidden Fees

Sunbit offers transparent terms with no late fees and no prepayment penalties.

Flexible Installments

Choose a payment plan that fits your monthly budget with terms ranging from 3 to 72 months.

Frequently Asked Questions

FAQs about Sunbit:

How do I apply for dental financing?

Applying is simple! You can apply online through our Sunbit portal or our front desk staff can assist you during your visit. You only need a few pieces of information, and the process takes less than a minute.

What if I have "less-than-perfect" credit?

Sunbit looks at more than just a credit score. With high approval rates and no hard credit check to view your options, we highly encourage all patients to see what they qualify for.

Is there a down payment required?

Yes, a small down payment is required at the time of your visit to finalize the transaction. You will need a bank-issued debit card to complete this initial payment.

Can I pay off my balance early?

Absolutely! You can pay off your remaining balance at any time without facing any early payment penalties. This is a great way to save on potential interest charges.

Can I use financing if I have dental insurance?

Yes. Many patients use financing to cover out-of-pocket expenses such as deductibles, co-pays, or costs that exceed their annual insurance maximums.

Pay Over Time With The CareCredit Healthcare Credit Card

Take control of your dental health with CareCredit, the nation’s leading healthcare credit card. At La Plata Dental, we accept CareCredit to help you manage out-of-pocket costs for your entire family. Use it for everything from routine check-ups to Invisalign® and dental implants.

Our Partnership

Smile Now. Pay-Over-Time.

At La Plata Dental, we understand that dental care can be a significant investment. That's why we've partnered with top financing providers to offer solutions that fit your budget. We aim to make dental care accessible and stress-free, allowing you to focus on your oral health without financial worries.

Choosing Sunbit for your dental financing at La Plata Dental means enjoying flexible payment plans tailored to your budget. There is no hard credit check, so your credit score remains unaffected.

CareCredit works like a revolving credit card designed specifically for health and wellness, offering unique promotional financing that banks don't provide.

  • Promotional 0% Interest: Pay no interest on purchases of $200 or more if paid in full within 6, 12, 18, or 24 months.

  • Prequalify Instantly: See if you are likely to be approved with a "soft" credit pull that won't hurt your score.

  • Use It Again and Again: Once approved, you can use your card for follow-up visits or at over 250,000 other healthcare providers.

  • Reduced APR for Large Procedures: For treatments over $1,000, extended plans are available with fixed monthly payments and lower interest rates.

  • No Upfront Costs: Unlike other plans, there is typically no down payment required at the time of service.

Frequently Asked Questions

FAQs about CareCredit:

How is CareCredit different from a regular credit card?

CareCredit is dedicated exclusively to health and wellness. It offers "No Interest" promotional periods that standard cards don't, making it a smarter way to pay for dental care.

Will checking my eligibility affect my credit?

Prequalifying is a "soft inquiry" and does not affect your credit score. If you choose to accept the offer and submit a full application, a standard hard credit check will occur at that time.

Are there any upfront costs or down payments?

No. With CareCredit, you can start your treatment immediately with $0 down. You simply pay your monthly bill as you would with any other credit card.

Can I use CareCredit for my whole family?

Yes! You can use your CareCredit card to pay for dental work, vision care, or even veterinary bills for your pets at any provider that accepts the card.

Dental Care for Every Wallet

Flexible Payment Options

We offer flexible payment options that fit your budget, ensuring you receive exceptional care without compromise.

Most Insurances

Accepted 

We value your investment in your smile. La Plata Dental gladly works with most insurances, making your dental care journey smooth and stress free.

3rd Party Dental

Financing 

Your dream smile is within reach with dental financing options through Sunbit. Invest in your confidence and pay for treatments in manageable installments.

Ready to Book Your Appointment?

Schedule your appointment today and experience the La Plata Dental difference. We provide convenient insurance and financing options, ensuring a stress-free dental experience.

Ready to book your appointment?

Schedule your appointment today and experience the La Plata Dental difference. We provide convenient insurance and financing options, ensuring a stress-free dental experience.