Mortgage Calculators

Feel free to browse our selection of payment calculators and tools. These calculators are provided for information use only. For a free, no obligation rate quote, contact us today at 786-495-2236.

Amortization Calculator

Calculate your monthly payment and view an amortization schedule of your loan.

Biweekly Payment Calculator

See how much time and money you can save by switching to Biweekly mortgage payments.

Compare 15 vs 30 Year Calculator

Use this calculator to see the difference between a 15 year and a 30 year mortgage.

Compare 2 Loans Calculator

Compare 2 different loan scenarios to see which loan makes the most sense for you.

Debt Consolidation Calculator

See how much you can save by consolidating your debts into one loan.

How Much Can I Afford Calculator

Find out how much you can afford based on your current monthly income and expenses.

Pre-payment Calculator

See how much you can save by making additional monthly principal pre-payments.

Qualification Calculator

Find out how much you have to make in order to qualify for your dream home.

Refinance Savings Calculator

Use this calculator to see if refinancing your mortgage makes sense for your situation.

Rent vs Buy Calculator

Use this calculator to help you determine if you should rent or buy a home.

Purchase Mortgage Calculator

Use this calculator to find the Annual Percentage Rate of your mortgage loan.

Simple APR Calculator

Use this calculator to find the Annual Percentage Rate of your mortgage loan.

Refinance Mortgage Calculator

Calculate the monthly principal and interest payment of a refinance mortgage loan.

Our Process

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than ever

home financing easier than ever

Apply Online in

Minutes

Apply Online in Minutes

Complete your secure online application quickly and easily with no paperwork, no pressure.

Get Pre-Approved with Confidence

We will review your information, match you with the best loan options, and give you a clear idea.

Close Smoothly with Our Support

From approval to closing, our team is with you in every step ensuring a stress-free experience.

FAQs

What is the difference between pre-approval and pre-qualification?

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

When does it make sense to refinance?

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

What is a rate lock?

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

What is the difference between a mortgage broker and a lender?

A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "underwrites" the loan, which means deciding whether or not you are an acceptable risk.

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and
connects you with a dedicated loan expert ready to guide you every
step of the way.

Here to simplify your finances

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and connects you with a dedicated loan expert ready to guide you every step of the way.

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