Our Loan Programs

Select The Loan Program
that Fits Your Needs

Select The Loan Program that Fits Your Needs

FHA Loans

Perfect for first-time homebuyers or those with less-than-perfect credit history.

VA Loans

Enjoy zero down payment, no PMI, and competitive rates, exclusively for eligible service members

Conventional Loans

Ideal for borrowers with good credit and stable income, offering flexible terms and competitive interest rates.

USDA Loans

USDA (United States Department of Agriculture) loans are government-backed mortgage loans.

Jumbo Loans

Jumbo loans are a type of mortgage loan designed for purchasing high-value homes.

Reverse Loans

Reverse mortgage loans, also known as reverse equity loans, are only available to homeowners 62 or older.

DSCR Loans

DSCR (Debt Service Coverage Ratio) loans are specialized financing options primarily used in commercial real estate

Construction Loans

Construction loans are short-term loans designed to fund the construction or renovation of residential.

Non-QM Loans

Non-QM (Non-Qualified Mortgage) loans are mortgage products that do not conform to the strict guidelines set.

Refinance Loans

Home Refinance Loans, also known as refinancing, involve replacing an existing mortgage with a new one.

Foreign National Loans

Foreign national loans are mortgage loans specifically tailored for individuals who are not U.S. citizens or

Commercial Loans

Commercial loans are financial products designed to support businesses in various ways, including.

Real Results, Trusted By Over 1200 Clients

10,000+

Loan Applications Processed

$200M+

Saved For Our
Clients

Saved For Our Clients

99%

Client Satisfaction
Rate

Client Satisfaction Rate

1,000+

Custom Loan Scenarios Delivered

FAQs

What is the difference between pre-approval and pre-qualification?

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

When does it make sense to refinance?

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

What is a rate lock?

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

What is the difference between a mortgage broker and a lender?

A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "underwrites" the loan, which means deciding whether or not you are an acceptable risk.

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and
connects you with a dedicated loan expert ready to guide you every
step of the way.

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and connects you with a dedicated loan expert ready to guide you every step of the way.

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