We Used To Represent Insurance Companies. Now, We Fight For You.
At Karkatselos Law, PLLC, we have recovered millions of dollars in residential and commercial property damage.
OUR EXPERTISE
What Type Of Claim Are You Involved In?
We handle every type of property damage claim across the State of Florida
from hurricane aftermath to wrongful denials.
Hurricane Damage
Roof destruction, flooding, wind damage, and structural harm caused by Florida's devastating hurricane seasons.
Roof Damage
Missing shingles, leaks, structural compromise, and age-related roof failures often disputed by insurance carriers.
Water Damage
Burst pipes, appliance failures, plumbing leaks, and water intrusion that cause extensive interior damage.
Fire Damage
Structural fire damage, smoke damage, and total loss claims including contents and temporary living expenses.
Flood Damage
Storm surge, rising waters, and flood-related property destruction covered under homeowner and flood policies.
Insurance Claim Denials
Wrongful denials, underpayments, delayed processing, and bad faith insurance practices by Florida carriers.
KNOW YOUR RIGHTS
Why Insurance Claims Are Denied
Insurance companies employ teams of adjusters and attorneys whose sole purpose is to minimize what they pay on claims.
They regularly use vague policy language to justify denials — even when your claim is legitimate.
Many Florida homeowners accept these denials without realizing they have the right to challenge them.
Don't let the insurance company take advantage of you.
We Fight For Florida Homeowners
When your Florida home insurance company denies, delays or underpays your claim, you need aggressive and tenacious representation. We will apply tactical pressure to ensure that the insurance companies remain true to the terms of their policies.
When you work with Karkatselos Law, PLLC, we promise:
- No fees until you get paid: You're not responsible for any upfront costs. We only get paid if you do.
- Frequent updates: We will work as a team. We won't make any decisions without your approval.
- No legalese: We will explain in plain language the possible outcomes and our extensive strategy when fighting for your claim.
CLIENT RESULTS
We Get Results For Our Clients
See how we've helped Florida homeowners fight back against
wrongful denials and underpayments
Insurance company denied claim, stating wear and tear was the reason for the roof leak.
"Tim was great! Kept us informed during the whole process and got us a great settlement."
Hurricane claim denied because insurance company said age of roof was the cause of the leaks.
"Tim came highly recommended from a neighbor who hired him. I was apprehensive to hire a lawyer at first, but I am lucky I found Tim to represent me."
Insurance company opened coverage but stated the cost to fix roof damage was below the deductible amount, so no payment was issued.
"Tim clearly explained the plan of attack and executed. So happy we hired him to represent us with our claim."
Insurance company denied water claim, stating the leak was ongoing for an extended period of time.
"I did not want to deal with the insurance company alone. From our first conversation, I knew I was in good hands with Tim. He got me a great result."
Insurance company stated the roof damage was the result of poor workmanship by the roofing contractor who originally installed roof and not the result of a windstorm.
"Dealing with storm damage to our roof was a very stressful experience. Knowing Tim was in our corner fighting for us gave us peace of mind."
Insurance company denied mold claim based on mold growth being the result of a poorly maintained air conditioning unit – not considered sudden and accidental.
"Very knowledgeable and effective attorney."
Get Help With Your Property Damage Claim
Whether your claim has been denied, delayed, or underpaid, our attorneys are here to help. Every case starts with a free, no-obligation policy review.
Schedule A ConsultationServing Florida Homeowners
Florida Property Damage Attorneys Near You
Karkatselos Law, PLLC is a Tampa-based property damage law firm serving homeowners and commercial property owners throughout Florida. If your insurance company has denied, delayed, or underpaid your claim, our attorneys are ready to fight for the full compensation you deserve — at no upfront cost to you.
Office Address
Karkatselos Law, PLLC
Tampa, FL 33647
Phone
Availability
Free Consultations — No Win, No Fee
Areas We Serve Across Florida
Our attorneys represent property damage clients throughout the entire state of Florida, with a focus on the Tampa Bay area and surrounding counties.
Tampa Property Damage Lawyers — Karkatselos Law, PLLC represents homeowners and commercial property owners throughout the Tampa Bay area whose insurance claims have been wrongfully denied, delayed, or underpaid. Our attorneys have recovered millions of dollars for Florida policyholders dealing with hurricane damage, roof damage, water damage, fire damage, flood damage, hail damage, and mold claims.
As a Florida property damage law firm based in Tampa, we understand the tactics insurance companies use to minimize payouts. Our lead attorney, Tim Karkatselos, previously represented insurance companies — and now uses that inside knowledge to fight for property owners across Hillsborough, Pinellas, Pasco, Polk, Manatee, Sarasota, and Lee counties.
We operate on a contingency fee basis — meaning you pay nothing unless we recover compensation for you. If your claim has been denied or underpaid anywhere in Florida, contact our office today for a free, no-obligation policy review.
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