B&B Life and Health, LLC's Privacy Policy

B&B Life and Health, LLC ("B&B Life and Health, LLC") is dedicated to protecting your privacy and presents this policy to elucidate the use of personal information collected on this website. This Privacy Notice also extends to the B&B Life and Health, LLC website and all associated websites, mobile applications, social media, or other electronic or web-based services (collectively referred to as the "website"). These digital platforms are owned, operated, offered, or sponsored by B&B Life and Health, LLC or any of its affiliates. This policy governs the collection and usage of information for all data we gather. By using the B&B Life and Health, LLC website, mobile applications, or other electronic or web-based services, you agree to and acknowledge the data practices outlined in this policy. Your use of this website and its various web pages constitutes acceptance and adherence to all specified terms, conditions, and notifications.

This Privacy Notice does not supersede the provisions contained in the Legal Notice regulating the use of the B&B Life and Health, LLC website. In instances where there is a conflict between this Privacy Notice and the Legal Notice, the resolution shall favor the terms, conditions, and notifications stated in the Legal Notice. The Legal Notice holds precedence over the Privacy Notice to the extent permitted by law. The Privacy Notice solely addresses the use
and sharing of information collected from you by B&B Life and Health, LLC.

Consent to Website Usage

By providing personal information via the B&B Life and Health, LLC website, you provide consent for the collection, use, and disclosure of your personal information in line with this Privacy Notice. If you do not agree with the practices outlined herein, please refrain from providing personal information through the B&B Life and Health, LLC website.

Collection of Personal Information

B&B Life and Health, LLC collects only limited personally identifiable information that you voluntarily supply, including your name, email address, date of birth, phone number, address, other contact details, financial and health data, social security number or equivalent national identification number, geolocation data, and social media account identifiers. B&B Life and Health, LLC may supplement the online-submitted data with additional personal information in our possession, including information from our affiliates and vendors, if applicable. Anonymous demographic information may also be collected, which is not specific to any individual.

Furthermore, information about your computer's hardware and software may be automatically collected by B&B Life and Health, LLC. This information comprises your IP address, browser type, domain names, access times, and referral website addresses. This data aids B&B Life and Health, LLC in maintaining service quality, operation, and statistical analysis. Collected information is not shared with third parties, unless legally mandated.

We urge you to review the privacy policies of websites you link to from the B&B Life and Health, LLC website to understand their information collection, usage, and sharing practices. B&B Life and Health, LLC bears no responsibility for the privacy policies or content of external websites and does not govern their practices. B&B Life and Health, LLC is not liable for privacy matters related to your information collected by third-party sites.

Usage of Personal Information

B&B Life and Health, LLC employs personal information provided by you to operate the website and deliver requested services. This information is also used to communicate details about other products or services available from B&B Life and Health, LLC and its affiliates. We may reach out through surveys to gather insights on your opinion regarding current or potential services. Use of personal information includes disseminating insurance-related information and resources, providing customer service, sharing marketing materials, offering insurance product information, conducting business operations, complying with legal requirements, enforcing the Legal Notice and Privacy Notice, notifying about employment and contractor opportunities, and for purposes disclosed during information collection.

B&B Life and Health, LLC tracks website and page visits to assess popular services. This data is used to personalize content and advertising for customers interested in specific topics. For instance, we may enhance heavily visited sections or optimize compatibility with certain operating systems.

Certain areas of the B&B Life and Health, LLC website might require submission of identifying information and individual passwords for access. Your supplied information remains secure and confidential. This information is used exclusively to fulfill your requests for information regarding B&B Life and Health, LLC or its products. Sharing of personal information between B&B Life and Health, LLC and its affiliates ensures optimal website usage and service delivery. Personal information may also be shared to support business operations and services, in line with this Privacy Notice.

Personal information collected via our website is not shared with unrelated entities. We collaborate with third-party service providers, such as website hosting and data analysis companies, to offer their services. Your data might be shared with these providers for service delivery. Personal information may be shared with third parties for marketing communication, with your consent. Shared information adheres to the purposes disclosed during collection and complies with relevant laws.

B&B Life and Health, LLC's website may share personal information with unaffiliated third parties under legal obligations or to protect rights and property. Such sharing is also done in exigent circumstances to ensure personal safety or comply with legal requirements. In cases of litigation, investigations, or business negotiations, data relevance dictates sharing practices. Identifying information may be shared with recipients of your messages through the website. Legal Notice enforcement is also facilitated.

Other Information

The B&B Life and Health, LLC website uses "cookies" and other technologies for an enhanced online experience. A cookie is a text file stored on your hard drive by a web server. Cookies are unique to you and can only be read by the issuing web server.

Cookies primarily enhance user convenience and save time. A cookie informs the web server of your return to a specific page, aiding personalization. You can choose to accept or decline cookies via browser settings. Declining cookies may affect full use of interactive features.

IP Addresses are automatically identified and logged when users access the website, aiding usage calculation and server problem diagnosis.

If email or social media services are accessed through our platform, third-party services may collect anonymous data for tailored advertisements.

Anonymous and Aggregate Information

Personal information may be aggregated to anonymize you and other users. Anonymized data is used for historical, statistical, or business planning purposes. This information may be shared as specified, except when laws require otherwise.

Privacy Policy for Children

Our website isn't intended for children under 13 years. We comply with child privacy laws and do not knowingly collect information from children under 13.

Social Media

By engaging with B&B Life and Health, LLC on social media platforms, you consent to receive updates and solicitations. To cease information receipt, follow site-specific procedures. External social media platforms' policies are not covered by this Privacy Notice.

Links to Other Websites

Links on our website lead to third-party sites governed by their privacy policies. Any transaction on these sites is subject to their policies. We encourage reviewing these notices and terms before proceeding. This Privacy Notice does not apply to third-party websites.

Commitment to Employment Applicants and Contractors

Application information may be collected and shared with background check services, affiliates, for regulatory and legal purposes.

Security Measures

B&B Life and Health, LLC takes reasonable steps to secure data. While we employ safeguards, data transmission security cannot be guaranteed. Report insecure interactions promptly.

Policy Changes

This Privacy Notice may change without prior notice. Regularly review it before website use.

Contact Information

For privacy inquiries, contact us at Attention: 9865 Meadow Field Circle, Westchase, Florida 33626, or call (727) 755-8856.

This Privacy Notice was last updated in May 2024.