HMU Recovery – Terms of Service

Welcome to HMU Recovery. These Terms of Service ("Terms") govern your use of our website, services, and related platforms (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Overview

HMU Recovery provides financial solutions, including credit recovery, debt negotiation, and financial education services. Our goal is to assist individuals and businesses in restoring and improving their financial health through personalized

recovery strategies.

2. Eligibility

By using our Services, you represent that:

  • You are at least 18 years old.

  • You have the legal capacity to enter into binding agreements.

  • You will provide accurate and complete information during registration or consultation.

3. Use of Services

You agree to use HMU Recovery’s Services only for lawful purposes. You must not:

  • Misuse, copy, or distribute our content without authorization.

  • Attempt to gain unauthorized access to our systems or client data.

  • Provide false, misleading, or incomplete information.

We reserve the right to suspend or terminate accounts that violate these Terms.

4. Client Responsibilities

You are responsible for:

  • Providing accurate financial information to help us serve you effectively.

  • Following the steps and recommendations provided by our consultants.

  • Making timely payments for services rendered (if applicable).

Failure to cooperate or provide necessary information may affect service results.

5. Service Disclaimer

HMU Recovery does not guarantee specific financial outcomes or credit score improvements. Results may vary depending on your financial situation, creditor cooperation, and compliance with program requirements.

Our Services are not a substitute for legal or financial advice. You should consult a licensed attorney, financial advisor, or tax professional as needed.

6. Fees and Payments

All service fees are clearly disclosed before any engagement. By purchasing a service, you agree to pay all applicable fees. Payments are non-refundable once services have commenced unless otherwise stated in writing.

7. Privacy Policy

Your personal and financial information is handled in accordance with our [Privacy Policy]. By using our Services, you consent to the collection and use of your data as outlined there.

8. Limitation of Liability

To the fullest extent permitted by law, HMU Recovery and its affiliates shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.

We do not guarantee credit approval, debt elimination, or any specific financial results.

9. Termination

HMU Recovery may suspend or terminate your access to the Services at any time, with or without cause, and without prior notice. Upon termination, all provisions that by their nature should survive (such as limitation of liability and indemnification) shall remain in effect.

10. Changes to These Terms

We may update these Terms periodically. Continued use of our Services after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of [Your State/Province], without regard to its conflict of law principles.

12. Contact Us

If you have any questions about these Terms, please contact us:

HMU Recovery

📍 Headquarters: 11471 W. Sample Road, Suite 29, Coral Springs, Florida 33065
📞 [Insert Phone Number]
✉️ [email protected]
🌐 www.hmurecovery.com

📍 Headquarters: 11471 W. Sample Road, Suite 29, Coral Springs, Florida 33065

📞 Phone: [Insert Number]

✉️ Email: [email protected]

🌐 www.hmurecovery.com

Hours: Monday–Friday,

9 AM–5 PM EST

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