Blog & Resources
How Much Money Do You Actually Need to Buy a Home in 2026?
The 20% down payment rule is a myth. Here's what first-time buyers really need to purchase a home in 2026 — including zero-down options. ...more
First-Time Homebuyers
April 27, 2026•6 min read
How Lowtility Works: Step-by-Step Guide to Smart Home Buying
Learn how Lowtility helps homebuyers combine their home purchase and energy upgrades into one streamlined loan — increasing buying power and lowering monthly costs. ...more
Homebuyers
October 07, 2025•2 min read
Are You Shopping How You Power Your Home
Most people carefully shop for their mortgage rate, their car loan, even their cell phone plan. But very few ever stop to ask: “Am I shopping how I power my home?” With electricity costs rising, solar... ...more
Homebuyers ,Solar Reps &Home Owners
September 19, 2025•4 min read
Hedge Funds Are Buying Your Power Bills. Should You?
Hedge funds are buying utilities—not by accident, but because they see where the money is going: rising electricity demand. AI data centers, EVs, and electrification are pushing power use higher, and ... ...more
Homebuyers ,Solar Reps &Home Owners
August 25, 2025•6 min read
The Solar Trap: How LEASING Your Roof Could Destroy Your Financial Future
Learn how to qualify for the Federal Solar Tax Credit by combining your solar system and mortgage the smart way. This simple guide breaks down how Lowtility helps homebuyers save thousands with a sola... ...more
Homebuyers ,Solar Reps &Home Owners
August 25, 2025•8 min read
How Combining Solar and Mortgage Can Unlock Major Tax Incentives
Learn how to qualify for the Federal Solar Tax Credit by combining your solar system and mortgage the smart way. This simple guide breaks down how Lowtility helps homebuyers save thousands with a sola... ...more
Homebuyers ,Solar Reps &Home Owners
April 03, 2025•2 min read
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© 2026 Lowtility by Primary Residential Mortgage Inc. All Rights Reserved.
Lowtility is the name of a suite of mortgage loan programs designed to allow qualified borrowers to make home energy improvements to their home. It is not affiliated with a utility company or a DBA. Primary Residential Mortgage, Inc. NMLS#: 919520 Utah DRE Mortgage Office License # 8335595. MLO 0117736. MC3094-122. All loans subject to credit and property approval. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 1597 Woodland Park Drive, Layton, Utah 84401
