Return on Investment Calculator

Single-Property ROI Dashboard — No-Dependency

Single-Property ROI Dashboard Investor Ready

No external libraries. Repairs/ARV included. SVG charts render everywhere.

Property Inputs

Property Address

Photo URL (optional)

Purchase Price ($)

Down Payment

Interest Rate (%)

Rate Points (% of Loan)

Monthly Rent ($)

Vacancy Rate (% of rent)

Rent Growth (%/yr)

Appreciation (%/yr)

HOA ($/mo)

Mgmt (% of collected rent)

Maintenance (% of collected rent)

Seller Credits ($)

Property Tax (annual $)

Insurance (annual $)

Land Value ($)

Land excluded from depreciation basis (building over 27.5 yrs).

Repairs & After-Repair Value (optional)

Repair Cost ($)

After-Repair Value — ARV ($)

Apply ARV immediately (start appreciation from ARV)

Repair Notes (short)

Repair cost is treated as additional initial investment. If ARV is provided and applied immediately, future appreciation compounds from ARV; otherwise from purchase price.

Show calculated Closing Costs, Escrows & Investment

Monthly Net Cashflow

-

Annual Net Cashflow

-

Cash-on-Cash (Cumulative over Horizon)

-

IRR @ Horizon

-

ROI @ Horizon

-

Cap Rate (Yr 1)

-

Wealth Curve (Equity Over Time)

Equity

Value vs Loan Balance

Value Loan Balance

Single-Property Investor Report Preview

Enter inputs and click Calculate to populate this preview.

For education & illustration only. Not tax, legal, or financial advice.

Deal Finder — Price That Meets Cashflow / DSCR

Solve the max purchase price that meets your monthly cashflow or DSCR target using average (or stabilized) rents.

MLS Scout Helper

Assumptions & Targets

Average Market Rent ($/mo)

Vacancy (% of rent)

Mgmt (% of collected)

Maintenance (% of collected)

HOA ($/mo)

Rate (%)

Amort Term (years)

Down Payment (%)

Taxes (% of price / year)

Insurance (% of price / year)

Override Taxes & Insurance with fixed annual $

🛠️ Rehab & ARV (Optional)

Repair Budget ($ one-time)

Rehab Months (no/lower rent)

ARV ($)

Rent Uplift (%)

OR New Stabilized Rent ($/mo)

Use Stabilized Rent in Solver?

Solver uses your choice above for rent (As-Is vs Stabilized). Repairs are one-time and don’t affect monthly cashflow directly, but they change total initial cash. Rehab months are informational (carry period) and not used in the bisection; you can conservatively adjust targets to reflect carry.

Target Monthly Cashflow ($/mo)

Target DSCR (NOI ÷ Debt Service)

Constraint Priority

Bisection between $50k and $2.5M (≈$50 precision).

Result

Enter inputs and click Find Max Price.

NOI = Effective Rent − (Taxes + Insurance + HOA + Mgmt + Maintenance).
Debt Service = monthly P&I only. Cashflow = Effective Rent − (P&I + Taxes + Insurance + HOA + Mgmt + Maintenance).

Interactive calculators are self-help tools. All examples are hypothetical and for illustrative purposes only.

E. Lee Smith

Branch Manager

RMLO

NMLS: 436498

512-948-6550

[email protected]

E. Lee Smith

Branch Manager

RMLO

NMLS: 436498

512-948-6550

Branch: Canopy Mortgage - TLC Group - 13809 Research Blvd, Ste 500, Austin, TX 78750 | Office #512-598-9093 | NMLSConsumerAccess.org #: 1359687 | Equal Housing Lender -All loans subject to credit and property approval.

Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov. State Licenses page, Privacy Policy, and Terms of Use