Become more attractive to sellers as a pre-qualified buyer.

Some realtors require buyers to get pre-qualified before even starting to house hunt.

Before you start looking for your first home, we can help you with a mortgage prequalification.

I work to help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

Many websites let you check your credit and credit score quickly and for free. Two popular options are FreeCreditReport.com and CreditKarma.com

If your credit score is below 640, it's a good idea to review your report in detail to ensure its accuracy. Stay up to date with all monthly payments and work on reducing debt where possible to improve your score.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

What are your goals? I am committed to helping you reach them.

i want to purchase

i want to refinance

At Paul V Mortgage Team, we’re proud to be your trusted partner in achieving homeownership and financial success. Our mission is to turn your dreams into reality with personalized mortgage solutions.