LEARNING CENTER

Learn everything you need to know about buying a home.

Negotiating a House Price as a Buyer

Negotiating a House Price as a Buyer

Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties… ...more

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September 21, 20242 min read

How to Know When You Should Buy a House

How to Know When You Should Buy a House

Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For… ...more

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September 21, 20242 min read

What Is the Average Down Payment for a Home?

What Is the Average Down Payment for a Home?

One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house… ...more

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September 21, 20242 min read

How Long Does It Take to Buy a House?

How Long Does It Take to Buy a House?

The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have… ...more

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September 21, 20242 min read

How to Determine if You Are in a Buyer’s Market or Seller’s Market

How to Determine if You Are in a Buyer’s Market or Seller’s Market

Being a savvy real estate buyer or seller requires that you know and understand the market conditions. This includes the… ...more

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September 21, 20242 min read

How to Get Your House Ready to Sell

How to Get Your House Ready to Sell

You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move… ...more

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September 21, 20242 min read

What to Look for in a Neighborhood When Buying a House

What to Look for in a Neighborhood When Buying a House

Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also… ...more

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September 21, 20243 min read

Buydown to Reduce Your Mortgage Interest Rate

Buydown to Reduce Your Mortgage Interest Rate

If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage… ...more

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September 21, 20243 min read

Buying a House without a Real Estate Agent

Buying a House without a Real Estate Agent

Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time… ...more

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September 21, 20243 min read

A Home Appraisal Checklist

A Home Appraisal Checklist

Searching for and finding the perfect new home is just one step of the home buying process. Once you find… ...more

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September 21, 20246 min read

What Is an FHA Mortgage Insurance Premium?

What Is an FHA Mortgage Insurance Premium?

FHA mortgages are great for homebuyers without a sizable down payment or with low credit. Each situation is unique and… ...more

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September 21, 20243 min read

A Home Inspection Checklist

A Home Inspection Checklist

When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it… ...more

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September 21, 20242 min read

How to Buy a House with No Money Down

How to Buy a House with No Money Down

Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible… ...more

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September 21, 20243 min read

Do I Need a Realtor to Buy a House?

Do I Need a Realtor to Buy a House?

When you are ready to make a new home purchase, the first thing to consider is who you want on… ...more

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September 21, 20242 min read

How Much Do I Need for a House Down Payment?

How Much Do I Need for a House Down Payment?

One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years,… ...more

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September 21, 20242 min read

Popular Loans for Buying a Home

Popular Loans for Buying a Home

Finding a great deal on your home purchase requires that you understand the different types of home loans available. Here… ...more

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September 21, 20242 min read

What You Need to Know About Cosigning a Mortgage

What You Need to Know About Cosigning a Mortgage

If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another… ...more

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September 21, 20242 min read

How Much Income Do I Need to Buy a House?

How Much Income Do I Need to Buy a House?

Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly… ...more

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September 21, 20242 min read

Should I Buy or Rent?

Should I Buy or Rent?

The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is… ...more

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September 20, 20242 min read

Understanding an Appraisal Contingency

Understanding an Appraisal Contingency

When buying a new home, you have the chance to put in a number of contingencies to the purchase contract… ...more

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September 20, 20243 min read

Finding the Right Location to Buy a Home

Finding the Right Location to Buy a Home

They say that buying a home is all about location, location, location. But what if you do not know what… ...more

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September 20, 20242 min read

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About Us

At Paul V Mortgage Team, we take pride in being your trusted partner on the path to home ownership and financial success. Our mission is simple: making your dreams a reality through tailored mortgage solutions.

Corporate NMLS: 1660690

AZMB: 0944059

AZ: 1001704

CO: 100053937

Equal Housing Lender

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3100 W Ray Rd Suite 201, Office #209

Chandler, AZ 85226

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.