Create Equity

Loans Have Nothing to Do with a Property's Value


Create Equity

Loans Have Nothing to Do with a Property's Value

You Work Hard for Your Leads.

Don't Throw Them Away.

As a real estate investor-buyer, you already know: a property is worth only what it’s worth. You know the comps, your rehab budget, and your risk tolerance. You won’t overpay just because a property is upside-down in debt.

Have you ever been about to buy a great investment property, only to discover that your price would create a negative-equity situation? What next? Do you walk away and let the homeowner face the foreclosure auction? In 2025, have you noticed that these situations are happening more and more? You're not alone — it's happening all around us.

Think about it, though — no one will pay more just because of a high mortgage payoff. Even if a lender forecloses on a house, the house may well land in the hands of another investor just like you. Will that investor pay more than you? Lenders will eventually have to accept the reality: some properties can’t be sold for what’s owed. Properly-executed, a short sale can benefit everyone involved:

  • Sellers escape crushing debt and possibly also the foreclosure auction. By buying their home, you have improved their lives.

  • Lenders recover some of their money.

  • You get an investment property at an investment price. The lead you would have thrown away gives you a payday.

How I Can Help You Make Money

There are several ways I can help you monetize deals you would have thrown away:

  • As a third-party processor – Let me give these homeowners a chance when the as-is value of their home won't pay off their debt. Your offer can be first-in-line.

  • As a partner – In some situations, I can join you in a joint venture.

You’re doing the hard work of finding these properties—don’t let them go to waste!

Keep Building Your Future

You got into real estate because you aspired for something more, not only for yourself, but also for the important people in your life. Along the way, you've realized that you can also do a lot of good for people in desperate situations.

If this describes you, then we are kindred spirits, and we can work together. I hope to make your acquaintance soon!

With houses, build people.

Disclosures

Michael Lund (TREC License: #785577) has an active Texas real estate license and is sponsored by StepStone Realty, LLC (TREC License: #572467)

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